# CFG Merchant Solutions

Source: https://businessloanbroker.ai/lenders/cfg-merchant-solutions/
Site: BusinessLoanBroker.ai (powered by Levr)

> CFG Merchant Solutions provides revenue based financing and small business loans to US small and mid sized businesses. See which product fits you.

CFG Merchant Solutions, often shortened to CFGMS, is a US provider of working capital to small and mid sized businesses. It offers two different products, revenue based financing and small business loans, and which one you are offered changes how the cost works and what you sign.

## Key facts
- **Products:** Revenue based financing, small business loans
- **Company type:** Business financing provider
- **Operates in:** United States
- **Channel:** Direct, plus an ISO partner channel for referred deals
- **Funding range:** Not published
- **Website:** cfgmerchantsolutions.com

## What does CFG Merchant Solutions offer?

CFG Merchant Solutions offers [revenue based financing](https://businessloanbroker.ai/business-loans/revenue-based-financing/), which is a purchase of a fixed amount of your future revenue in exchange for cash now, and small business loans, which create a conventional repayment obligation. The profile stresses that these are legally different contracts: the first is a sale of receivables with a remittance that can be reconciled to your actual sales, the second is a loan with a fixed schedule. CFGMS also runs an ISO partner channel, so many of its deals arrive through brokers.

## Who does CFG Merchant Solutions fund, and who do they decline?

CFGMS funds US small and mid sized businesses with a working capital need. The profile does not publish a funding range, minimum revenue, credit score, time in business or industry list, and it does not state decline criteria.

Revenue based products in this category are generally used by businesses that need money within days and may not qualify at a bank, including owners with weaker credit. They need consistent deposits to support daily or weekly remittances. If your revenue is steady and your credit is good, a [line of credit](https://businessloanbroker.ai/business-loans/line-of-credit/) from an online lender will usually cost less.

## What does it typically cost and how fast is it?

CFGMS does not publish rates or fees; pricing is quoted per file. For the revenue based product, check the net proceeds after fees, the total payback, the remittance frequency and your reconciliation rights if sales drop. For the loan, check the APR and the early payoff terms. Typical ranges are on our [revenue based financing](https://businessloanbroker.ai/business-loans/revenue-based-financing/) page, and our [APR versus factor rate](https://businessloanbroker.ai/guides/apr-vs-factor-rate/) guide converts a factor quote to an annual cost. Funding speed is not published.

## What will you need to apply?

Expect a short application with three to six months of business bank statements, card processing statements if relevant, your EIN and formation documents, and owner ID. Our [document checklist](https://businessloanbroker.ai/guides/document-checklist/) has the full set. If you came through a broker, confirm the broker's fee and your consent to the submission in writing.

## How does CFG Merchant Solutions compare with similar lenders?

[Forward Financing](https://businessloanbroker.ai/lenders/forward-financing/) in Boston offers the same pairing of revenue based financing and a business loan product, with availability varying by state. [Expansion Capital Group](https://businessloanbroker.ai/lenders/expansion-capital-group/) in Sioux Falls is a direct provider of working capital funding and revenue based financing. All three publish little about pricing, so the decision comes down to the quoted total cost, the remittance terms and which product each one actually offers you.

## How to apply

Apply once on this site and matching shows whether CFG Merchant Solutions, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our [MCP server](https://businessloanbroker.ai/agents/). A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.

| Lender | Products | Funding range | Operates in | Best suited for |
|---|---|---|---|---|
| CFG Merchant Solutions | Revenue based financing, small business loans | Not published | United States | US businesses needing working capital quickly, often with weaker credit |
| Forward Financing | Revenue based financing, business loans | Not published | United States | US small businesses needing working capital quickly across many industries |
| Expansion Capital Group | Working capital funding, revenue based financing | Not published | United States | US small businesses needing direct working capital on a revenue based structure |

## Questions and answers
**Is revenue based financing from CFGMS a loan?**

No. It is a purchase of future revenue for a fixed amount. That changes how the cost is expressed and what happens if your sales fall, so read the reconciliation clause carefully.

**Can I apply directly or only through a broker?**

Both. CFGMS runs an ISO partner channel but also funds directly. Applying through this site shows whether CFGMS or a similar lender fits your file.

**What should I compare between its two products?**

Net proceeds after fees, total payback, payment frequency and early payoff treatment. A loan with an APR and a revenue purchase with a factor rate are not comparable until you convert both to an annual cost.

## Related
- [Forward Financing](https://businessloanbroker.ai/lenders/forward-financing/)
- [Expansion Capital Group](https://businessloanbroker.ai/lenders/expansion-capital-group/)
- [Revenue based financing](https://businessloanbroker.ai/business-loans/revenue-based-financing/)
- [Working capital loans](https://businessloanbroker.ai/business-loans/working-capital-loans/)

## Apply
Apply for the business: https://apply.businessloanbroker.ai/signup?utm_source=direct&utm_medium=organic&utm_content=md-lender-cfg-merchant-solutions
MCP server for AI agents: https://mcp.businessloanbroker.ai/mcp (docs: https://businessloanbroker.ai/agents/mcp/)