# Drip Capital

Source: https://businessloanbroker.ai/lenders/drip-capital/
Site: BusinessLoanBroker.ai (powered by Levr)

> Drip Capital gives exporters and importers collateral free purchase order financing up to $3 million per order and invoice factoring. See who it fits.

Drip Capital is a digital trade finance company that funds the gap between shipping goods and getting paid. It serves small and mid sized exporters and importers in the US, India, Mexico and the UAE with purchase order financing up to $3 million per order and invoice factoring, all without collateral.

## Key facts
- **Products:** Purchase order and inventory financing, invoice factoring
- **Funding range:** Purchase order financing up to $3,000,000 per order
- **Repayment:** Purchase order financing repaid in 30 to 90 days; factoring advances 80% and settles when the buyer pays
- **Security:** Unsecured and collateral free
- **Operates in:** United States, India, Mexico and the UAE
- **Industries:** Exporters and importers supplying brands and retailers
- **Founded and headquarters:** 2016, Palo Alto, California

## What does Drip Capital offer?

Drip Capital offers two trade finance products. [Purchase order financing](https://businessloanbroker.ai/business-loans/purchase-order-financing/) pays your supplier so you can fulfil a confirmed order, up to $3 million per order, repaid within 30 to 90 days when the goods are sold or the buyer pays. [Invoice factoring](https://businessloanbroker.ai/business-loans/invoice-factoring/) advances 80% of an export or import invoice and settles the balance when the buyer pays. Neither takes collateral. Its website is dripcapital.com. Drip publishes more than $9 billion in trade financed across 11,000 plus businesses, as a company figure.

## Who does Drip Capital fund, and who do they decline?

Drip funds small and mid sized exporters and importers, typically suppliers to large brands and retailers, in the United States, India, Mexico and the UAE. A US importer buying from an overseas factory, or a US exporter shipping to a large foreign buyer, is the core case.

It does not publish minimums or decline criteria. The products depend on a confirmed order or a real invoice from a creditworthy buyer, so a company with no cross border trade, or one selling to consumers, has nothing to finance. Domestic only B2B businesses should compare [Dare Capital](https://businessloanbroker.ai/lenders/dare-capital/) or [FundThrough](https://businessloanbroker.ai/lenders/fundthrough/).

## What does it typically cost and how fast is it?

Drip does not publish rates or fees; pricing is quoted per transaction. Trade finance is usually priced as a monthly fee on the amount advanced for the days outstanding, so a 60 day cycle costs less than a 90 day one. Typical ranges are on our [purchase order financing](https://businessloanbroker.ai/business-loans/purchase-order-financing/) and [invoice factoring](https://businessloanbroker.ai/business-loans/invoice-factoring/) pages. Funding speed is described as fast but not quantified on the profile.

## What will you need to apply?

Have the purchase order or confirmed buyer contract, the supplier's proforma invoice, shipping and customs documents, recent bank statements, financial statements, and details on your buyers so Drip can assess their credit. Corporate documents and owner ID round it out. Our [document checklist](https://businessloanbroker.ai/guides/document-checklist/) covers the standard items.

## How does Drip Capital compare with similar lenders?

[8fig](https://businessloanbroker.ai/lenders/8fig/) funds ecommerce sellers' inventory purchases in stages tied to a supply chain plan, which suits an online brand importing its own products rather than a trader supplying retailers. [Dare Capital](https://businessloanbroker.ai/lenders/dare-capital/) factors domestic US invoices, mainly construction, with advances up to 95%. Drip is the only one of the three built for cross border trade across four countries, with both the purchase order and the invoice side covered.

## How to apply

Apply once on this site and matching shows whether Drip Capital, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our [MCP server](https://businessloanbroker.ai/agents/). A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.

| Lender | Products | Funding range | Operates in | Best suited for |
|---|---|---|---|---|
| Drip Capital | Purchase order financing, invoice factoring | Up to $3,000,000 per order | US, India, Mexico, UAE | Exporters and importers needing collateral free working capital on trade cycles |
| 8fig | Inventory and revenue based financing | Sized to plan; $100,000 annual revenue minimum | United States and Canada | Ecommerce sellers needing recurring inventory capital |
| Dare Capital | Invoice factoring | Projects up to $7,000,000; advances up to 95% | United States | Construction subcontractors and B2B firms needing invoice cash without long contracts |

## Questions and answers
**Do I need collateral for Drip Capital?**

No. Drip publishes that its purchase order financing and factoring are unsecured and collateral free. The transaction itself, the order and the invoice, is what it underwrites.

**How much of an invoice does Drip advance?**

80%, as published, with the balance less fees paid when your buyer settles the invoice.

**Does Drip Capital finance domestic US sales?**

Its published focus is exporters and importers. A purely domestic B2B company is better served by a domestic factor such as Dare Capital or FundThrough.

## Related
- [8fig](https://businessloanbroker.ai/lenders/8fig/)
- [Dare Capital](https://businessloanbroker.ai/lenders/dare-capital/)
- [Purchase order financing](https://businessloanbroker.ai/business-loans/purchase-order-financing/)
- [Invoice factoring](https://businessloanbroker.ai/business-loans/invoice-factoring/)

## Apply
Apply for the business: https://apply.businessloanbroker.ai/signup?utm_source=direct&utm_medium=organic&utm_content=md-lender-drip-capital
MCP server for AI agents: https://mcp.businessloanbroker.ai/mcp (docs: https://businessloanbroker.ai/agents/mcp/)