# Greenbox Capital

Source: https://businessloanbroker.ai/lenders/greenbox-capital/
Site: BusinessLoanBroker.ai (powered by Levr)

> Greenbox Capital funds US and Canadian businesses with cash advances, lines, factoring and equipment financing from $3,000 to $500,000. See who qualifies.

Greenbox Capital is a founder led direct funder in Miami that works with businesses traditional lenders avoid. It funds US and Canadian businesses with weaker credit or in higher risk industries, from $3,000 to $500,000, through cash advances, lines of credit, invoice factoring and equipment financing.

## Key facts
- **Products:** Merchant cash advance, business line of credit, invoice factoring, equipment financing
- **Funding range:** $3,000 to $500,000
- **Repayment:** Percentage of daily or weekly card sales on advances; draws on lines; secured term on collateral loans
- **Operates in:** United States including territories, and all Canadian provinces
- **Industries:** Most, including higher risk sectors: attorneys, restaurants, construction, retail, dental, medical, automotive, gas stations, pharmacies
- **Headquarters:** Miami, Florida; expanded into Canada in 2016
- **Website:** greenboxcapital.com

## What does Greenbox Capital offer?

Greenbox offers four products. A [merchant cash advance](https://businessloanbroker.ai/business-loans/merchant-cash-advance/) repaid as a percentage of daily or weekly card sales. A line of credit you draw and repay. [Invoice factoring](https://businessloanbroker.ai/business-loans/invoice-factoring/) for B2B receivables. And a collateral loan or equipment financing secured on a fixed term. Amounts run from $3,000 to $500,000, so it covers very small needs. Greenbox funds from its own capital, is led by its founder, and publishes more than 100,000 businesses served, as a company figure.

## Who does Greenbox Capital fund, and who do they decline?

Greenbox funds US businesses, including the territories, and businesses in every Canadian province. Its published fit is an established business with at least $10,000 in monthly revenue and five months of trading, with weaker credit or in a sector banks avoid: attorneys, restaurants, construction, retail, dental, medical, automotive, gas stations and pharmacies are all named.

It does not publish decline criteria. A cash advance still needs steady card or deposit activity. If your credit and history are strong, you will likely pay less elsewhere; see our [bad credit](https://businessloanbroker.ai/situations/bad-credit/) page for when a lender like this is the right call.

## What does it typically cost and how fast is it?

Greenbox does not publish rates or fees; pricing is quoted per file and will reflect the risk it is taking on. Cash advances are quoted as a factor rate, which our [APR versus factor rate](https://businessloanbroker.ai/guides/apr-vs-factor-rate/) guide converts to an annual cost; the typical range is on the [merchant cash advance](https://businessloanbroker.ai/business-loans/merchant-cash-advance/) page. Factoring and equipment deals are priced on the receivable or asset. Funding speed is not published.

## What will you need to apply?

Expect three to six months of business bank statements, card processing statements for an advance, invoices and customer details for factoring, an equipment quote for a collateral loan, plus your formation documents and owner ID. Our [document checklist](https://businessloanbroker.ai/guides/document-checklist/) covers each product's extras.

## How does Greenbox Capital compare with similar lenders?

[2M7 Financial](https://businessloanbroker.ai/lenders/2m7-financial/) is the Canadian cash advance specialist, with $5,000 to $300,000 and a published entry point of three months of trading, but no US coverage. [Credibly](https://businessloanbroker.ai/lenders/credibly/) funds US working capital loans and cash advances directly and arranges other products through partners. Greenbox stands out for covering both countries, going as low as $3,000, and openly serving industries most lenders exclude.

## How to apply

Apply once on this site and matching shows whether Greenbox Capital, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our [MCP server](https://businessloanbroker.ai/agents/). A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.

| Lender | Products | Funding range | Operates in | Best suited for |
|---|---|---|---|---|
| Greenbox Capital | Cash advance, line of credit, factoring, equipment | $3,000 to $500,000 | United States and Canada | Businesses with weaker credit or in industries banks avoid, above $10,000 monthly revenue |
| 2M7 Financial | Merchant cash advance | $5,000 to $300,000 | Canada | Canadian businesses with steady card sales and imperfect credit |
| Credibly | Working capital loans, cash advances, partner products | Not published | United States | US small businesses needing fast working capital with one point of contact |

## Questions and answers
**Does Greenbox fund businesses with bad credit?**

Its published focus is businesses with weaker credit or in industries traditional lenders avoid, with at least $10,000 in monthly revenue and five months trading. Expect pricing to reflect that risk.

**Does Greenbox lend in Canada?**

Yes. It publishes coverage of all Canadian provinces, having expanded into Canada in 2016, as well as the United States and its territories.

**What is the smallest amount Greenbox funds?**

$3,000, as published, which is one of the lowest minimums in this directory.

## Related
- [2M7 Financial](https://businessloanbroker.ai/lenders/2m7-financial/)
- [Credibly](https://businessloanbroker.ai/lenders/credibly/)
- [Merchant cash advances](https://businessloanbroker.ai/business-loans/merchant-cash-advance/)
- [Business loans with bad credit](https://businessloanbroker.ai/situations/bad-credit/)

## Apply
Apply for the business: https://apply.businessloanbroker.ai/signup?utm_source=direct&utm_medium=organic&utm_content=md-lender-greenbox-capital
MCP server for AI agents: https://mcp.businessloanbroker.ai/mcp (docs: https://businessloanbroker.ai/agents/mcp/)