# Business loan calculators

Source: https://businessloanbroker.ai/tools/
Site: BusinessLoanBroker.ai (powered by Levr)

> Run the numbers before you apply: loan payments, SBA loan cost, merchant cash advance true cost and APR, how much you can borrow, and DSCR. Each ends in the lenders that fit.

Five calculators that answer the questions lenders will ask you anyway. Each one ends in the lenders that fit the numbers you entered.

## Which calculator should I start with?

If you know the amount and have seen a rate, use the [payment calculator](https://businessloanbroker.ai/tools/business-loan-calculator/). If you have been offered a merchant cash advance, the [true cost calculator](https://businessloanbroker.ai/tools/mca-true-cost-calculator/) shows what it really costs. If you are not sure how much is realistic, start with [how much can I borrow](https://businessloanbroker.ai/tools/how-much-can-i-borrow/). Banks and SBA lenders decide on [DSCR](https://businessloanbroker.ai/tools/dscr-calculator/), so check it before applying for those.

## Questions and answers
**Are the results offers?**

No. They are estimates from typical ranges. Your lender's offer sets the actual terms.

**Do the calculators store my numbers?**

No. They run in your browser and nothing is sent anywhere until you choose to apply.

## Related
- [Business loan rates explained](https://businessloanbroker.ai/guides/business-loan-rates-explained/)
- [APR versus factor rate: how to compare them](https://businessloanbroker.ai/guides/apr-vs-factor-rate/)
- [DSCR explained: the cash flow test lenders use](https://businessloanbroker.ai/guides/dscr-explained/)

## Apply
Apply for the business: https://apply.businessloanbroker.ai/signup?utm_source=direct&utm_medium=organic&utm_content=md-tools
MCP server for AI agents: https://mcp.businessloanbroker.ai/mcp (docs: https://businessloanbroker.ai/agents/mcp/)