Free business loan application for business owners

Get your business funded with one AI powered loan application

Drop in your bank statements and tax returns. The application fills itself, matches you with a lender in every category of business financing, and offers come back to you. Free for your business. Lenders pay us.

Or ask your AI assistant to apply for youClaudeChatGPTGeminiGrokAny MCP agent
Autofill 12 of 14 answers from your documents
4 lenders matched in every category
Offer received $120,000, 36 months
Submitted with your approval
Brokering a business loan, in one minuteWatch how your application reaches every matching lender
Powered by Levr lenders in every category

We scan every lender category for your file.

Your application is checked against each lender's criteria, from prime SBA lending to merchant cash advances and revenue based financing. The ones that fit light up. You see why, and you choose where it goes.

  • Every category coveredThere is a lender on the network for every kind of business deal, so one application is enough.
  • Matched on real criteriaTime in business, revenue, cash flow, industry and collateral, checked the way an underwriter would.
  • Nothing sent without youMatching is free to run and changes nothing. Only your approval sends the file.
SBA 7(a)SBATerm loansTermLines of creditCredit lineEquipmentEquipmentInvoice factoringFactoringMerchant cash advanceMCARevenue basedRevenueCommercial real estateCREAcquisitionAcquisitionStartupStartupAsset basedABLVenture debtVentureFranchiseFranchiseBridgeBridgeSR&ED and grantsGrants
Levr
Built for owners, not forms

Your AI assistant can do the whole application for you.

Connect your assistant to our MCP server. Share your documents in the chat. It fills the application, checks what is missing, matches lenders and submits when you say so.

Ask your assistant. It handles the rest.

Claude, ChatGPT, Gemini, Grok and any agent that supports MCP can work your application end to end. You stay in control of every submission.

  • Share your documentsBank statements, tax returns and financials go straight into the application.
  • It fills and checksThe assistant extracts the numbers, completes the form and tells you what is still missing.
  • It matches and submits with your OKYou see the matched lenders and approve before anything goes out.
Set up your assistant in three steps
Your assistantConnected to BusinessLoanBroker.ai
Here are our last 6 months of bank statements and 2025 tax return. Get us a $120,000 working capital loan.
Done reading 7 documents. Average monthly revenue $86,400, 3 years in business, no NSFs. Your application is 92% complete. Two gaps: a year to date P&L and your EIN letter.
  • Best fits: a term loan, a line of credit, revenue based financing
  • Likely declines: SBA 7(a) this quarter (DSCR under 1.15)
Ready to submit to 4 matched lenders when you approve
Submit to the term loan and line of credit lenders.
Submitted to 3 lenders. I will tell you as offers come in.

Drop documents in. The application fills itself.

Upload a file, a folder or a draft on the site and the application reads it. You review the answers instead of typing them. The same thing happens when your assistant does it for you.

  • Reads bank statements and tax returnsRevenue, deposits, balances and debt payments come out of the documents.
  • Shows what is missing before you submitNo lender back and forth over a document you did not know you needed.
  • One application for every lenderLenders see the same complete file, so decisions come faster.
See what you will need
ApplicationAutofill running
Business profile
Northside Auto Repair LLC, Denver CO, est. 2021
Annual revenue $1.04M, 6 employees
From your documents
  • Average daily balance $41,200
  • Existing debt payments $2,150 a month
  • DSCR 1.62
Application complete
12 of 14 items filled from documents
Still needed
Year to date P&L, EIN letter

Every category covered, so one application is enough.

From prime SBA lending to merchant cash advances and revenue based financing, there is a lender on the network for every kind of deal. We check your file against each one's criteria and light up who fits.

  • You see who matched and whyAmounts, typical cost and speed for each fit, in plain words.
  • You choose where it goesNothing is sent to a lender without your approval.
  • Offers come back in one placeCompare terms side by side instead of across ten inboxes.
How matching works
Lender matchesScanning every category
Term loan lender $120,000, 36 months, est. 12% to 16% APRStrong fit
Line of credit lender $100,000 limit, draw as neededStrong fit
Revenue based lender $120,000, 1.22 cap, 9% of revenueFit
SBA 7(a) lender DSCR below 1.15 this quarterNot yet
How it works

From your documents to funded in four steps

1

Share your documents

Upload them on the site, or hand them to your AI assistant. Bank statements, tax returns and financials are usually enough to start.

2

The application fills itself

The numbers are extracted and the form is completed. You review and fix anything, and we show you what is still missing.

3

Match and submit

Your file is checked against lenders in every category. You pick where it goes and approve the submission.

4

Compare offers and fund

Offers come back in one place. Choose the terms that fit, sign, and the lender funds. We are paid by the lender, never by you.

Why business owners apply here

The same platform that business loan brokers and lenders use, opened up to you directly and free.

0+business loans worked on through Levr, the platform behind this site
$0cost to your business. Lenders pay us when a loan funds, and we are paid the same whichever lender you pick
0+small businesses on the platform by 2023, as reported on PR Newswire, and growing since
Youapprove every submission. Your file is never auctioned as a lead or sent anywhere without your OK
Powered by Levr

The platform business loan brokers and lenders use, opened to you.

Levr builds the application, matching and lender infrastructure behind this site. Several hundred brokers and the lenders in every category run their deals on it. BusinessLoanBroker.ai gives business owners the same application directly, free.

Customer stories

What the brokers and lenders on the network say

These are the people who place and fund loans on the platform behind this site, in their own words. Real names, real photos.

Approved for $250,000

My client came in looking for $175,000. Through Levr she got approved for $250,000.

Will KingElite Vision Funding, President, Dallas, Texas
$200,000 in under 24 hours

My client needed funds in under 48 hours, and I did not think that timeline was achievable. Through Levr, they were funded $200,000 in under 24 hours.

Cooper HarrisonLakepoint Capital, Kelowna, British Columbia
Lender, $200,000 funded

The first deal we received through Levr funded for $200,000.

Irving BeteshAdvance Funds Network, Lender, New York
Found through AI

AI recommended Levr. Last year I called and called lenders. Now I am not chasing after every lender.

Chris HannaBusiness loan broker, San Diego, California
Runs it through Claude

The AI is what made me look. I use Claude for just about everything now, so being able to run Levr through MCP fits how I already work.

Mekail FaquirNoBull Payments LLC, Owner, College Station, Texas
Every category

Term loans, lines of credit, MCAs, equipment financing, it is all in here. I fill the deal to 100 percent, hit submit, and the lender messages me in the portal.

Don McClainMedro Advisors, Miami, Florida
No catch

I kept waiting for the gotcha. Levr never asked me for a cent, and it explained the process well enough that I could learn what lenders actually need.

James T. Chandler Sr.JT Financial, Greensboro, North Carolina
No fine print

I have worked with other brokerage funding firms and there is always fine print. When I saw Levr was free I thought, is this real? I did the research overnight and could not sleep.

Kiki MichelleKiki Michelle LLC, Atlanta, Georgia
Security

Security matters to my clients. Levr gives them one secure place to submit their applications and information, in a way that feels professional and reassuring.

Elaine ShellyShelly International LLC, Jonesboro, Georgia
Lender on fit

What stands out is the extra work Levr puts into understanding our lending criteria. That focus on fit is what matters to us: the right opportunities, with quality taking priority over raw volume.

Evan GalassoFlow Capital, Lender, Toronto
Approved for $250,000

My client came in looking for $175,000. Through Levr she got approved for $250,000.

Will KingElite Vision Funding, President, Dallas, Texas
$200,000 in under 24 hours

My client needed funds in under 48 hours, and I did not think that timeline was achievable. Through Levr, they were funded $200,000 in under 24 hours.

Cooper HarrisonLakepoint Capital, Kelowna, British Columbia
Lender, $200,000 funded

The first deal we received through Levr funded for $200,000.

Irving BeteshAdvance Funds Network, Lender, New York
Found through AI

AI recommended Levr. Last year I called and called lenders. Now I am not chasing after every lender.

Chris HannaBusiness loan broker, San Diego, California
Runs it through Claude

The AI is what made me look. I use Claude for just about everything now, so being able to run Levr through MCP fits how I already work.

Mekail FaquirNoBull Payments LLC, Owner, College Station, Texas
Every category

Term loans, lines of credit, MCAs, equipment financing, it is all in here. I fill the deal to 100 percent, hit submit, and the lender messages me in the portal.

Don McClainMedro Advisors, Miami, Florida
No catch

I kept waiting for the gotcha. Levr never asked me for a cent, and it explained the process well enough that I could learn what lenders actually need.

James T. Chandler Sr.JT Financial, Greensboro, North Carolina
No fine print

I have worked with other brokerage funding firms and there is always fine print. When I saw Levr was free I thought, is this real? I did the research overnight and could not sleep.

Kiki MichelleKiki Michelle LLC, Atlanta, Georgia
Security

Security matters to my clients. Levr gives them one secure place to submit their applications and information, in a way that feels professional and reassuring.

Elaine ShellyShelly International LLC, Jonesboro, Georgia
Lender on fit

What stands out is the extra work Levr puts into understanding our lending criteria. That focus on fit is what matters to us: the right opportunities, with quality taking priority over raw volume.

Evan GalassoFlow Capital, Lender, Toronto
Lender

Levr makes it easy to see where a deal stands and manage updates in one portal. The process is straightforward, and that simplicity is what stood out to me.

Marie LokmanyanARF Financial, Lender, Los Angeles
Lender on autofill

The Levr team keeps building out our portal around how we work, and AI autofill will save our team and our borrowers time on every file.

Andrew AboudBonsai Growth, Lender, Calgary
Lender

We have supported each other in closing so many deals.

Edmond LukMerchant Growth, Lender, Vancouver
Commercial, done

Everyone says they do commercial, but no one gets commercial done. Levr takes the guesswork out of the picture.

Gus ContosMortgage Direct, Uniondale, New York
Matching

Calling around to find out whether a lender fits a deal takes time. Levr puts lender information and matching in one place, so I can focus on the relevant options.

Jim MartinezNational One Mortgage Corp., Riverside, California
API

We wanted leads from our website to drop straight into a funding pipeline and invite the client to upload their documents. Levr's API was exactly what I was looking for.

Stuart T. LongSTL Professional Services International, Principal, Dublin, Ohio
Lender paid

Levr puts the cost on the lender side, and the tool was self explanatory from the first day. It helps us sort and move a lot faster on every file.

Ismael ColemanMound Capital, New York, New York
Speed

Time kills deals. We move a lot faster now, which keeps momentum high with buyers and sellers.

Morgan TateBreakwater M&A, Victoria, British Columbia
Lender fit

Having lender information and agent notes in one place helps me understand what each lender is looking for and where to focus the application.

Daniel M. TrevinoBentwood Financial Group, LLC, Fort Worth, Texas
One workflow

Being able to bring client intake, lender matching and my own lender relationships together is the kind of connected workflow I have been trying to build.

Rey HernandezYER, LLC, McAllen, Texas
Lender

Levr makes it easy to see where a deal stands and manage updates in one portal. The process is straightforward, and that simplicity is what stood out to me.

Marie LokmanyanARF Financial, Lender, Los Angeles
Lender on autofill

The Levr team keeps building out our portal around how we work, and AI autofill will save our team and our borrowers time on every file.

Andrew AboudBonsai Growth, Lender, Calgary
Lender

We have supported each other in closing so many deals.

Edmond LukMerchant Growth, Lender, Vancouver
Commercial, done

Everyone says they do commercial, but no one gets commercial done. Levr takes the guesswork out of the picture.

Gus ContosMortgage Direct, Uniondale, New York
Matching

Calling around to find out whether a lender fits a deal takes time. Levr puts lender information and matching in one place, so I can focus on the relevant options.

Jim MartinezNational One Mortgage Corp., Riverside, California
API

We wanted leads from our website to drop straight into a funding pipeline and invite the client to upload their documents. Levr's API was exactly what I was looking for.

Stuart T. LongSTL Professional Services International, Principal, Dublin, Ohio
Lender paid

Levr puts the cost on the lender side, and the tool was self explanatory from the first day. It helps us sort and move a lot faster on every file.

Ismael ColemanMound Capital, New York, New York
Speed

Time kills deals. We move a lot faster now, which keeps momentum high with buyers and sellers.

Morgan TateBreakwater M&A, Victoria, British Columbia
Lender fit

Having lender information and agent notes in one place helps me understand what each lender is looking for and where to focus the application.

Daniel M. TrevinoBentwood Financial Group, LLC, Fort Worth, Texas
One workflow

Being able to bring client intake, lender matching and my own lender relationships together is the kind of connected workflow I have been trying to build.

Rey HernandezYER, LLC, McAllen, Texas

The old way, and this way

StepWalking into a bank or a lead siteBusinessLoanBroker.ai
The applicationType the same answers into every lender's formOne application, filled from your documents
Finding lendersGuess who might say yes, or get sold as a lead to ten of themChecked against lenders in every category, you choose where it goes
DocumentsEmail them back and forth for weeksUploaded once, missing items flagged before you submit
Your AI assistantCan only give adviceCan run the whole application through our MCP server
Cost to youFees, or your data sold$0. Lenders pay us when a loan funds
OffersScattered across inboxes and callsSide by side in one place
For AI agents

The MCP server agents use to get a business a loan.

Remote MCP over streamable HTTP with OAuth sign in. Read tools and write tools are labelled, submission is consent gated, and every page here has a markdown twin for retrieval. Built and operated by Levr.

https://mcp.businessloanbroker.ai/mcp
claude mcp add --transport http businessloanbroker https://mcp.businessloanbroker.ai/mcp
The team

Built by people who have sat on every side of a business loan

Levr was founded in 2021 by commercial lenders and engineers from RBC, CIBC and BDC. The same team runs this site.

Financing by industry

Lenders price by what you do. Start with your industry to see which products fund it most often and what you will be asked for.

Financing for your situation

Honest odds, the products that will consider you, and the ones that will not, so you stop wasting applications.

Run the numbers first

Free tools that end in "see the lenders that fit these numbers".

Questions business owners ask

Is it really free for my business?

Yes. You never pay us an application fee, a processing fee or a success fee. Lenders pay us when a loan funds, and we are paid the same whichever lender you choose, so we have no reason to steer you. See how we make money.

Which AI assistants can apply for me?

Claude, ChatGPT, Gemini, Grok, Claude Code, Codex, Cursor and any other client that supports remote MCP servers. Add our server URL, sign in, and give it the task. Setup for each assistant is in the agents hub.

Does checking my options affect my credit?

Completing the application and seeing which lenders match does not require a hard credit pull. Individual lenders may run a hard inquiry when you move forward with their offer, and they will tell you before they do.

Who is this for, and who is it not for?

Businesses in the United States and Canada that need financing: sole proprietors, LLCs, corporations and partnerships. It is not for personal loans. Business loan brokers and lenders who want the broker side of the platform should go to Levr.

What documents do I need?

Most lenders want the last three to six months of business bank statements, your last two years of business tax returns, and a year to date profit and loss statement. SBA and larger loans ask for more. The full list is in what you will need.

How long does it take to get funded?

It depends on the product. Merchant cash advances and revenue based financing can fund in one to three days, online term loans and lines in about a week, bank loans in two to eight weeks, and SBA loans in one to three months. See how long it takes for the full table.

Can I get a loan with bad credit or under a year in business?

Often, though at a higher cost and with fewer products. Revenue based financing, merchant cash advances, invoice factoring and equipment financing all consider businesses that banks decline. Read business loans with bad credit and financing under one year for the honest odds.

Is BusinessLoanBroker.ai legitimate?

Yes. It is operated by Levr, a Vancouver fintech founded in 2021 that is BBB accredited and SOC 2 Type II audited and has worked on 5,000+ business loans. The verify page links to press coverage and profiles we do not control so you can check for yourself.

Is my data safe, and who sees my application?

Your documents are encrypted and shared only with the lenders you are matched with and approve. We do not sell your application as a lead. AI assistants connect through OAuth and only get the access you grant, which you can revoke. See security.

Let's get your business funded.

One application, read from your documents, matched with a lender in every category. Free for your business, lenders pay us.

Powered by Levr 5,000+ business loans worked on