Application questions, answered

Before you apply

Does it cost anything? No. Lenders pay us when a loan funds. Will it affect my credit? Seeing your matches does not. A lender may run an inquiry at offer stage with disclosure. Do I need to know which loan I want? No. Matching shows what fits. Is there a minimum? A real business with a bank account and a few months of statements. Startups have options too; see startups with no revenue.

During the application

How long does it take? About 20 to 40 minutes with documents ready. Can I save and come back? Yes. What if I am missing a document? Readiness shows exactly what is missing; you can run matching while you find it. Can someone help me? Yes, support is available and does not gate your progress.

Submission and offers

Who sees my application? Only the lenders you approve. How many lenders should I send to? Two or three for most files. How fast do offers come? Days for fast products, weeks for banks, one to three months for SBA; see how long it takes. What if I am declined? You will see the reason and the products that still fit. Read why loans get denied.

AI assistants

Can Claude or ChatGPT apply for me? Yes, through our MCP server; see the agents hub. Can it submit without me? No. It must confirm with you before choosing lenders and before submitting. Can I revoke its access? Yes, at any time, from your account or the assistant's settings.

About us

Are you a lender? No. We are the application and matching platform, powered by Levr. How are you paid? By lenders, the same amount whichever one you pick. Are you a broker? We do what a good broker does, for free to you, with your approval at every lender facing step. See how we make money and about.