Apply for a business loan

What happens when I click apply?

You create a free business account, tell us the basics (legal name, entity type, time in business, what the money is for), and upload your documents. The application fills itself from them. You review, fix, and answer the few remaining questions. Then you see your matches. The whole flow is described in how it works.

What should I have ready?

Three to six months of business bank statements, your last two years of business tax returns, and a year to date profit and loss cover most products. Equipment deals need the quote, acquisitions need the purchase agreement, factoring needs the invoices. The full list by product is in what you will need. You can start without everything and add items as you go.

Can my AI assistant do this for me?

Yes. If you use Claude, ChatGPT, Gemini, Grok or any assistant that supports MCP, connect it to our server at https://mcp.businessloanbroker.ai/mcp, share your documents in the chat, and ask it to get your business a loan. It fills the application, tells you what is missing, shows your matches, and submits only when you say so. Setup for each assistant is in the agents hub.

How do I know which loan to apply for?

You do not have to decide first. The application is product neutral: you describe the need and the matching shows which products and lenders fit. If you want to read first, start with every loan type explained, your industry, or your situation.

What will it cost me?

Nothing from us, ever. Each lender's offer states its own rate, fees and terms, and you compare them before choosing. Typical ranges by product are on each loan type page, and the calculators turn a rate into a monthly payment or a factor rate into a true cost.