Drip Capital

What does Drip Capital offer?

Drip Capital offers two trade finance products. Purchase order financing pays your supplier so you can fulfil a confirmed order, up to $3 million per order, repaid within 30 to 90 days when the goods are sold or the buyer pays. Invoice factoring advances 80% of an export or import invoice and settles the balance when the buyer pays. Neither takes collateral. Its website is dripcapital.com. Drip publishes more than $9 billion in trade financed across 11,000 plus businesses, as a company figure.

Who does Drip Capital fund, and who do they decline?

Drip funds small and mid sized exporters and importers, typically suppliers to large brands and retailers, in the United States, India, Mexico and the UAE. A US importer buying from an overseas factory, or a US exporter shipping to a large foreign buyer, is the core case.

It does not publish minimums or decline criteria. The products depend on a confirmed order or a real invoice from a creditworthy buyer, so a company with no cross border trade, or one selling to consumers, has nothing to finance. Domestic only B2B businesses should compare Dare Capital or FundThrough.

What does it typically cost and how fast is it?

Drip does not publish rates or fees; pricing is quoted per transaction. Trade finance is usually priced as a monthly fee on the amount advanced for the days outstanding, so a 60 day cycle costs less than a 90 day one. Typical ranges are on our purchase order financing and invoice factoring pages. Funding speed is described as fast but not quantified on the profile.

What will you need to apply?

Have the purchase order or confirmed buyer contract, the supplier's proforma invoice, shipping and customs documents, recent bank statements, financial statements, and details on your buyers so Drip can assess their credit. Corporate documents and owner ID round it out. Our document checklist covers the standard items.

How does Drip Capital compare with similar lenders?

8fig funds ecommerce sellers' inventory purchases in stages tied to a supply chain plan, which suits an online brand importing its own products rather than a trader supplying retailers. Dare Capital factors domestic US invoices, mainly construction, with advances up to 95%. Drip is the only one of the three built for cross border trade across four countries, with both the purchase order and the invoice side covered.

How to apply

Apply once on this site and matching shows whether Drip Capital, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our MCP server. A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.