National Funding

What does National Funding offer?

National Funding offers working capital financing for everyday needs such as inventory, payroll and expansion, and equipment financing or leasing for new and used assets. The profile notes two things to confirm: in certain states its financing is limited to sales based financing, which is a purchase of future revenue rather than a loan, and applicants it cannot fund itself may be matched with a partner. Both mean you should confirm the actual product and provider on your offer.

Who does National Funding fund, and who do they decline?

National Funding funds US small businesses with operating or equipment needs. The profile does not publish a funding range, revenue minimum, credit score, time in business, industry list or decline criteria.

In practice, working capital products in this category serve businesses that need money within days and may not clear a bank. Equipment financing is underwritten on the asset as well as the business, which can help a company with a shorter history. If your state only allows sales based financing, make sure your cash flow can support the remittance before you accept. Businesses outside the United States are not eligible.

What does it typically cost and how fast is it?

National Funding does not publish rates or fees; pricing is quoted per file. The profile advises reviewing all fees, the payment frequency and the early payoff terms directly with the provider. For a sales based product, convert the quote with our APR versus factor rate guide. Typical ranges are on our working capital and equipment financing pages. Funding speed is not published.

What will you need to apply?

For working capital, expect three to six months of business bank statements, your EIN and formation documents and owner ID. For equipment, add the quote or invoice, vendor details, the asset's age and its intended use. Our document checklist has the complete list for both.

How does National Funding compare with similar lenders?

CAN Capital has a near identical menu of working capital loans and equipment financing, with its loans made by WebBank. Kapitus adds revenue based financing and a network for SBA, lines, factoring and purchase order funding, so it covers more needs. The three overlap heavily; compare the quoted total cost, check which entity is the lender on your agreement, and confirm which product your state allows.

How to apply

Apply once on this site and matching shows whether National Funding, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our MCP server. A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.