Wayflyer

What does Wayflyer offer?

Wayflyer offers a merchant cash advance and revenue based financing repaid as a share of revenue over three to nine months, plus a term loan with fixed repayments. Everything is priced as a flat fee rather than interest. Amounts run from $5,000 to $20 million, the advance is unsecured, and there are no personal guarantees. It also provides revenue analytics tools. Its website is wayflyer.com, it has debt facilities from J.P. Morgan and ATLAS SP, and it publishes more than $7 billion deployed to over 7,000 businesses, as a company figure.

Who does Wayflyer fund, and who do they decline?

Wayflyer funds fast growing consumer and ecommerce brands, and increasingly retail, software and services businesses, in 11 countries, with its small business loan product in the US, UK and Australia. Its published guidance is monthly sales above $10,000, which is far lower than most ecommerce funders.

It does not publish decline criteria. The remittance is a share of revenue, so a brand with no online sales data or very seasonal sales will get a smaller or shorter offer. A Canadian brand should check which products are available locally, and compare 8fig or Uncapped, which both list Canada.

What does it typically cost and how fast is it?

Wayflyer does not publish its fee; pricing is quoted per file as a flat fee on the amount funded. Because remittance runs only three to nine months, the annual rate behind a flat fee is much higher than the fee suggests, so convert it with our APR versus factor rate guide and compare with the typical range on our revenue based financing page. Funding speed is described as quick but not quantified.

What will you need to apply?

Expect to connect your store platform, payment processor, ad accounts and business bank account so Wayflyer can read your sales and marketing data, and to provide incorporation documents and owner ID. Our document checklist covers the standard set, and our ecommerce financing page compares the funding options for online brands.

How does Wayflyer compare with similar lenders?

8fig stages funding around your inventory purchase orders for US and Canadian sellers above $100,000 a year, which fits a brand whose constraint is supplier timing. Uncapped offers term loans up to 24 months, a line recalculated every 14 days and a cash advance from $10,000 to $10 million in the UK, US and Canada. Wayflyer has the widest range of the three, from $5,000 to $20 million, and the lowest published sales guidance.

How to apply

Apply once on this site and matching shows whether Wayflyer, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our MCP server. A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.