Free for your business. Here is exactly how.

What is included at no cost?

• The full applicationFilled from your documents, with readiness checks before you submit.
• Lender matching in every categorySBA, term, lines, equipment, factoring, merchant cash advance, revenue based, commercial real estate and more.
• Submission and offersSend to the lenders you approve and compare offers side by side.
• Your AI assistantConnect Claude, ChatGPT, Gemini or Grok through our MCP server at no charge.
• Calculators and guidesEverything on this site, including the business plan builder.
• A person when you want oneSupport never gates your progress and never costs anything.

How do lenders pay, and does it affect my rate?

When a loan funds, the lender pays a fee for the placement, the way lenders have paid brokers for decades. It is the same amount whichever lender you pick, so the match is based on fit, not on who pays more. Lenders price their offers on your file, not on our fee; the rate and terms you see are the lender's own, and you can compare them against any offer you get elsewhere. Read how we make money for the long version.

What will I never be charged?

An application fee. A processing or underwriting fee. A fee to release funds. A subscription. A percentage of the loan paid by you. Anyone asking for any of these in our name is not us; see spotting loan scams and the verify page.

What do lenders charge?

Lenders set their own rates and fees and disclose them in the offer: interest or a factor rate, and sometimes an origination fee, closing costs, or an SBA guarantee fee on larger SBA loans. Typical ranges by product are on each loan type page, and the calculators turn any offer into a monthly payment or a true cost so you can compare.