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NAICS 221310, industry

NAICS 221310: Water supply and irrigation systems

NAICS 221310 is the industry code for water supply and irrigation systems. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 221310 covers

Businesses classified here run water treatment plants and distribution systems that supply water, or irrigation systems that deliver water to farms.

Included in this code

  • Water utilities
  • Water treatment and distribution
  • Irrigation districts and ditch companies
  • Private water systems

Not this code

Businesses that use 221310

Private water companyIrrigation ditch companyMutual water system

Financing for this trade

Utilities and system operators use long term debt secured by the system, capital expenditure lines and equipment financing, with smaller private operators using SBA 7(a) and 504. Lenders look at rate regulation, customer count and the condition of the system.

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Is 221310 the right code for a water supply or irrigation system?

Yes, if your business runs a water supply or irrigation system. The code for sewage treatment is 221320. Pick the code that matches the activity earning most of your revenue, and use that same code on your tax return, loan applications and SBA forms so lenders see one consistent picture.

What is the SBA size standard for 221310?

The SBA size standard for 221310 is $41 million in average annual receipts. A business at or under that figure, counting affiliates, is small for SBA loans such as 7(a) and 504 and for federal contracting set asides. Receipts are averaged over the five most recently completed fiscal years.

What financing do water and irrigation system operators use?

Utilities and system operators use long term debt secured by the system, capital expenditure lines and equipment financing, with smaller private operators using SBA 7(a) and 504. Lenders look at rate regulation, customer count and the condition of the system. Lenders that already fund this trade move faster because they know how to read its cash cycle.

What does NAICS 221310 cover?

Water supply and irrigation systems. Industry level code in NAICS 2022, under 22 Utilities, 221 Utilities, 2213 Water, sewage and other systems, 22131 Water supply and irrigation systems.

What financing do NAICS 221310 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 221310?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.