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NAICS 236115, industry

NAICS 236115: New single-family housing construction (except for-sale builders)

NAICS 236115 is the industry code for new single-family housing construction (except for-sale builders). Use it on loan applications, tax forms and registrations. Explore financing for construction and start your application when you are ready.

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What 236115 covers

Businesses classified here build new single family homes for owners on the owner's land, acting as general contractor. Builders who build homes on their own lots for sale use a different code.

Included in this code

  • Custom home building
  • Single family general contracting
  • Construction management for new homes
  • Building homes on a client's lot

Not this code

Businesses that use 236115

Custom home builderDesign build residential contractorRural home builder

Financing for this trade

Builders use construction loans drawn as work progresses, acquisition and development loans for lots, working capital lines and equipment loans for trucks and machinery. Lenders look at presales or contracts, the builder's track record, cost to complete and work in progress schedules.

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Is 236115 the right code for a custom home builder?

Yes, if your business builds new single family homes for clients on their own land. The code for building homes for sale on your own land is 236117. Pick the code that matches the activity earning most of your revenue, and use that same code on your tax return, loan applications and SBA forms so lenders see one consistent picture.

What is the SBA size standard for 236115?

The SBA size standard for 236115 is $45 million in average annual receipts. A business at or under that figure, counting affiliates, is small for SBA loans such as 7(a) and 504 and for federal contracting set asides. Receipts are averaged over the five most recently completed fiscal years.

What financing do custom home builders use?

Builders use construction loans drawn as work progresses, acquisition and development loans for lots, working capital lines and equipment loans for trucks and machinery. Lenders look at presales or contracts, the builder's track record, cost to complete and work in progress schedules. Lenders that already fund this trade move faster because they know how to read its cash cycle.

What does NAICS 236115 cover?

New single-family housing construction (except for-sale builders). Industry level code in NAICS 2022, under 23 Construction, 236 Construction of buildings, 2361 Residential building construction, 23611 Residential building construction.

What financing do NAICS 236115 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for construction businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 236115?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.