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NAICS 238990, industry

NAICS 238990: All other specialty trade contractors

NAICS 238990 is the industry code for all other specialty trade contractors. Use it on loan applications, tax forms and registrations. Explore financing for construction and start your application when you are ready.

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What 238990 covers

Businesses classified here do specialty construction work not covered elsewhere, such as fence installation, residential paving and driveways, pool construction, sign installation, waterproofing and building cleaning during construction.

Included in this code

  • Fence installation
  • Swimming pool construction
  • Residential driveway and patio paving
  • Waterproofing
  • Sign erection
  • Crane rental with operator
  • Interior demolition and cleanup

Not this code

Businesses that use 238990

Fence companyPool builderDriveway paving contractorCrane rental with operator

Financing for this trade

Specialty contractors use equipment loans for trucks, trailers, cranes and specialty equipment, working capital lines and invoice factoring to bridge slow pay and retainage, and SBA 7(a) for growth or buyouts. Lenders look at receivables, customer deposits and seasonality.

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Is 238990 the right code for a fencing, paving or other specialty contractor?

Yes, if your business does specialty construction work without its own code, such as fencing, pools or driveways. The code for road and parking lot paving is 237310. Pick the code that matches the activity earning most of your revenue, and use that same code on your tax return, loan applications and SBA forms so lenders see one consistent picture.

What is the SBA size standard for 238990?

The SBA size standard for 238990 is $19 million in average annual receipts. A business at or under that figure, counting affiliates, is small for SBA loans such as 7(a) and 504 and for federal contracting set asides. Receipts are averaged over the five most recently completed fiscal years.

What financing do specialty trade contractors use?

Specialty contractors use equipment loans for trucks, trailers, cranes and specialty equipment, working capital lines and invoice factoring to bridge slow pay and retainage, and SBA 7(a) for growth or buyouts. Lenders look at receivables, customer deposits and seasonality. Lenders that already fund this trade move faster because they know how to read its cash cycle.

What does NAICS 238990 cover?

All other specialty trade contractors. Industry level code in NAICS 2022, under 23 Construction, 238 Specialty trade contractors, 2389 Other specialty trade contractors, 23899 All other specialty trade contractors.

What financing do NAICS 238990 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for construction businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 238990?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.