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NAICS 322120, industry

NAICS 322120: Paper mills

NAICS 322120 is the industry code for paper mills. Use it on loan applications, tax forms and registrations. Explore financing for manufacturing and start your application when you are ready.

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What 322120 covers

Businesses classified here make paper from pulp, whether pulp is made on site or bought, including newsprint, printing paper and tissue base sheet.

Included in this code

  • Printing and writing paper
  • Newsprint
  • Tissue paper base
  • Specialty paper
  • Kraft paper

Not this code

Businesses that use 322120

Specialty paper millTissue mill

Financing for this trade

Manufacturers here use equipment loans and leases for paper machines and finishing equipment, asset based lines on receivables and inventory, and SBA 504 or 7(a) loans for plants and expansions. Lenders look at energy and fiber costs, customer contracts and environmental compliance.

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Is 322120 the right code for a paper mill?

Yes, if your business makes paper from pulp. The code for paperboard is 322130. Pick the code that matches the activity earning most of your revenue, and use that same code on your tax return, loan applications and SBA forms so lenders see one consistent picture.

What is the SBA size standard for 322120?

The SBA size standard for 322120 is 1,250 employees. A business at or under that headcount, counting affiliates, is small for SBA loans such as 7(a) and 504 and for federal contracting set asides. Employees are averaged across all pay periods over the past 24 months, including part time and temporary staff.

What financing do paper mills use?

Manufacturers here use equipment loans and leases for paper machines and finishing equipment, asset based lines on receivables and inventory, and SBA 504 or 7(a) loans for plants and expansions. Lenders look at energy and fiber costs, customer contracts and environmental compliance. Lenders that already fund this trade move faster because they know how to read its cash cycle.

What does NAICS 322120 cover?

Paper mills. Industry level code in NAICS 2022, under 31-33 Manufacturing, 322 Paper manufacturing, 3221 Pulp, paper, and paperboard mills, 32212 Paper mills.

What financing do NAICS 322120 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for manufacturing businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 322120?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.