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NAICS 423390, industry

NAICS 423390: Other construction material merchant wholesalers

NAICS 423390 is the industry code for other construction material merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 423390 covers

This code covers merchant wholesalers of construction materials not classified elsewhere, such as drywall, glass, fencing, prefabricated buildings and manufactured homes sold wholesale.

Included in this code

  • Drywall and gypsum products
  • Flat glass distribution
  • Fencing materials
  • Prefabricated buildings
  • Manufactured home distribution

Not this code

Businesses that use 423390

Drywall supply houseGlass distributorFence supply wholesaler

Financing for this trade

These distributors use asset based lines and equipment loans for delivery trucks. Lenders look at contractor receivables and construction cycles.

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Is 423390 the right code for a construction materials wholesaler (other)?

Yes, if you distribute construction materials like drywall, glass, fencing or prefab buildings that do not fit the lumber, masonry or roofing codes. Check 423310, 423320 and 423330 first. Contractors using these products use construction codes. Lenders check that the code on your application matches your tax return, so settle on one and keep it consistent.

What is the SBA size standard for 423390?

Under 13 CFR 121.201, a business classified under NAICS 423390 is small if it averages no more than 100 employees, counting affiliates, over the prior 24 months. SBA uses that number for loan eligibility and federal agencies use it for small business set asides. A firm above it can still qualify for SBA 7(a) and 504 loans under the alternative standard of $15 million tangible net worth and $5 million average net income.

What financing do drywall suppliers use?

Drywall suppliers usually finance boom trucks and forklifts with equipment loans and fund inventory and contractor receivables with an asset based line. Construction cycles drive demand. Lenders look at credit policies, lien rights and customer concentration. A clean balance sheet and an up to date accounts receivable aging make the strongest case to any of these lenders.

What does NAICS 423390 cover?

Other construction material merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 423 Merchant wholesalers, durable goods, 4233 Lumber and other construction materials merchant wholesalers, 42339 Other construction material merchant wholesalers.

What financing do NAICS 423390 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 423390?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.