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NAICS 423720, industry

NAICS 423720: Plumbing and heating equipment and supplies (Hydronics) merchant wholesalers

NAICS 423720 is the industry code for plumbing and heating equipment and supplies (hydronics) merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 423720 covers

This code covers merchant wholesalers of plumbing and hydronic heating equipment and supplies, such as pipe, fittings, fixtures, water heaters and boilers, selling mainly to plumbers and contractors.

Included in this code

  • Plumbing supply houses
  • Pipe, valves and fittings
  • Plumbing fixtures
  • Water heaters
  • Hydronic heating equipment

Not this code

Businesses that use 423720

Plumbing supply houseHydronic heating distributorWaterworks supplier

Financing for this trade

Plumbing distributors use asset based lines and SBA 7(a) acquisition loans. Lenders look at contractor receivables and lien rights.

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Is 423720 the right code for a plumbing and heating supply wholesaler?

Yes, if you sell plumbing and hydronic heating supplies to contractors and businesses. Plumbers use 238220, HVAC equipment distributors use 423730 and general hardware distributors use 423710. Pick the code that matches the work bringing in most of your revenue, since lenders compare it to your tax return.

What is the SBA size standard for 423720?

Under 13 CFR 121.201, a business classified under NAICS 423720 is small if it averages no more than 200 employees, counting affiliates, over the prior 24 months. SBA uses that number for loan eligibility and federal agencies use it for small business set asides. A firm above it can still qualify for SBA 7(a) and 504 loans under the alternative standard of $15 million tangible net worth and $5 million average net income.

How do plumbing supply houses finance growth?

Plumbing supply houses carry broad inventories and extend contractor credit, so they use asset based lines. SBA 7(a) and conventional loans fund branch acquisitions. Lenders look at credit policies, lien rights and inventory turns. Current financial statements and a receivables aging report speed up any of these approvals.

What does NAICS 423720 cover?

Plumbing and heating equipment and supplies (Hydronics) merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 423 Merchant wholesalers, durable goods, 4237 Hardware, and plumbing and heating equipment and supplies merchant wholesalers, 42372 Plumbing and heating equipment and supplies (Hydronics) merchant wholesalers.

What financing do NAICS 423720 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 423720?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.