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NAICS 423810, industry

NAICS 423810: Construction and mining (except oil well) machinery and equipment merchant wholesalers

NAICS 423810 is the industry code for construction and mining (except oil well) machinery and equipment merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 423810 covers

This code covers merchant wholesalers of construction and mining machinery and equipment, including heavy equipment dealers selling excavators, loaders and cranes to contractors.

Included in this code

  • Heavy equipment dealers
  • Used construction equipment sales
  • Mining equipment distribution
  • Crane sales
  • Equipment parts sales

Not this code

Businesses that use 423810

Heavy equipment dealerUsed equipment broker with titleCrane dealer

Financing for this trade

Equipment dealers rely on floor plan financing, inventory lines and parts and service revenue. Lenders look at inventory turns and used equipment values.

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Is 423810 the right code for a construction equipment dealer?

Yes, if you sell construction or mining equipment to contractors and businesses. Companies earning mainly rental income use 532412, and farm equipment dealers use 423820. Manufacturers use 333120. Lenders check that the code on your application matches your tax return, so settle on one and keep it consistent.

What is the SBA size standard for 423810?

Under 13 CFR 121.201, a business classified under NAICS 423810 is small if it averages no more than 250 employees, counting affiliates, over the prior 24 months. SBA uses that number for loan eligibility and federal agencies use it for small business set asides. A firm above it can still qualify for SBA 7(a) and 504 loans under the alternative standard of $15 million tangible net worth and $5 million average net income.

How do equipment dealers finance inventory?

Dealers typically use manufacturer or third party floor plan lines to carry new and used equipment, with interest free periods and curtailment schedules. Parts and service revenue supports term lending. Lenders look at aging and used equipment values. A clean balance sheet and an up to date accounts receivable aging make the strongest case to any of these lenders.

What does NAICS 423810 cover?

Construction and mining (except oil well) machinery and equipment merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 423 Merchant wholesalers, durable goods, 4238 Machinery, equipment, and supplies merchant wholesalers, 42381 Construction and mining (except oil well) machinery and equipment merchant wholesalers.

What financing do NAICS 423810 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 423810?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.