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NAICS 424470, industry

NAICS 424470: Meat and meat product merchant wholesalers

NAICS 424470 is the industry code for meat and meat product merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 424470 covers

This code covers wholesalers of meat and meat products, fresh, frozen or cured, including beef, pork and lamb, often with cutting and portioning for restaurant customers.

Included in this code

  • Fresh and frozen meat wholesale
  • Cured and smoked meats
  • Boxed beef distribution
  • Meat portioning for restaurants without slaughter

Not this code

Businesses that use 424470

Meat purveyor to restaurantsBoxed beef wholesalerDeli meat distributor

Financing for this trade

Meat purveyors need receivables lines, cooler and fleet financing and sometimes inventory loans. Lenders weigh commodity price risk, USDA compliance and restaurant receivables.

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Is 424470 the right code for a meat distributor?

Yes, if you buy meat and resell it to restaurants, stores or institutions, even if you portion or cut it. If you slaughter animals or make processed meats from carcasses as your main activity, use the 3116 codes. Retail butcher shops use 445240.

What is the SBA size standard for 424470?

The SBA size standard for 424470 is 150 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A meat distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What financing do meat purveyors use?

A receivables based line of credit is central, because restaurants buy on weekly or monthly terms. Coolers, cutting equipment and refrigerated trucks are funded with equipment loans. SBA 504 loans can finance a processing and cold storage building. Lenders review margins, inspections and customer concentration.

What does NAICS 424470 cover?

Meat and meat product merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4244 Grocery and related product merchant wholesalers, 42447 Meat and meat product merchant wholesalers.

What financing do NAICS 424470 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424470?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.