Skip to content
Log in Apply
NAICS 424810, industry

NAICS 424810: Beer and ale merchant wholesalers

NAICS 424810 is the industry code for beer and ale merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

Apply for funding with AI

What 424810 covers

Beer distributors buy beer and ale from brewers and importers and resell to bars, restaurants and stores, operating under state three tier alcohol laws.

Included in this code

  • Beer and ale wholesale
  • Malt beverage distribution
  • Hard seltzer and cider wholesale
  • Craft beer distribution

Not this code

Businesses that use 424810

Beer distributorCraft beer wholesalerMalt beverage importer

Financing for this trade

Beer distributors finance route trucks, warehouse coolers and acquisitions of brand rights with term loans and SBA 7(a) or 504 loans. Lenders weigh state licenses, brand supplier agreements and the value of distribution rights.

Apply for funding with AI

Is 424810 the right code for a beer distributor?

Yes, if you hold a state wholesale license and distribute beer, ale, cider or malt beverages to retailers. Wine and spirits distribution uses 424820. Breweries that self distribute still usually use 312120 because brewing is the main activity. Owners in this trade most often weigh it against 424820 (wine and distilled alcoholic beverage merchant wholesalers) and 312120 (breweries). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.

What is the SBA size standard for 424810?

The SBA size standard for 424810 is 200 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A beer distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

How are beer distributorships financed?

Buying a distributorship or new brand rights is often funded with large term loans, sometimes from lenders that specialize in beverage distribution. Trucks, coolers and warehouse expansions use equipment and real estate loans. Lenders value the brand portfolio, franchise protection laws in the state and route profitability.

What does NAICS 424810 cover?

Beer and ale merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4248 Beer, wine, and distilled alcoholic beverage merchant wholesalers, 42481 Beer and ale merchant wholesalers.

What financing do NAICS 424810 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424810?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.