NAICS 441222: Boat dealers
NAICS 441222 is the industry code for boat dealers. Use it on loan applications, tax forms and registrations. Explore financing for auto repair and dealers and start your application when you are ready.
What 441222 covers
Boat dealers sell new and used boats, outboard motors and marine supplies to consumers, often with service and storage.
Included in this code
- New and used boat dealers
- Outboard motor dealers
- Personal watercraft dealers
- Marine supply at dealerships
Not this code
- Marinas: see 713930 Marinas
- Boat wholesale: see 423860 Transportation equipment and supplies (except motor vehicle) merchant wholesalers
- Boat building: see 336612 Boat building
Businesses that use 441222
Financing for this trade
Boat dealers use floor plan financing, seasonal working capital and real estate loans for showrooms and storage. Lenders focus on aged inventory and seasonality.
Apply for funding with AIIs 441222 the right code for a boat dealer?
Yes, if you sell boats, outboard motors or personal watercraft to the public, new or used. Marinas that mainly rent slips use 713930, and wholesale boat distributors use 423860. Boat builders use 336612. If your work overlaps, also read the definitions for 441210 (recreational vehicle dealers) and 713930 (marinas), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 441222?
The SBA size standard for 441222 is $40M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A boat dealer at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do boat dealers use?
Floor plan lines fund inventory, with heavy buying before spring boat shows. Seasonal working capital helps through winter. SBA 504 or real estate loans finance showrooms and storage. Lenders watch aged boats, curtailment payments and dealer agreements with manufacturers. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.
What does NAICS 441222 cover?
Boat dealers. Industry level code in NAICS 2022, under 44-45 Retail trade, 441 Motor vehicle and parts dealers, 4412 Other motor vehicle dealers, 44122 Motorcycle, boat, and other motor vehicle dealers.
What financing do NAICS 441222 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for auto repair and dealers businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 441222?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.