Powered by LevrNAICS 444140: Hardware retailers
NAICS 444140 is the industry code for hardware retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 444140 covers
Hardware retailers sell a general line of tools, fasteners, plumbing and electrical supplies and household hardware.
New code in NAICS 2022, replacing 444130.
Included in this code
- Hardware stores
- Cooperative member hardware stores
- Tool stores
Not this code
- Home centers: see 444110 Home centers
- Hardware wholesale: see 423710 Hardware merchant wholesalers
- Outdoor power equipment: see 444230 Outdoor power equipment retailers
Businesses that use 444140
Financing for this trade
Hardware stores use inventory lines, co op dating programs and SBA 7(a) loans to buy stores or real estate. Lenders focus on inventory turns and slow moving stock.
Apply for funding with AIIs 444140 the right code for a hardware store?
Yes, if you run a store selling tools, hardware, plumbing and electrical supplies to homeowners. Large stores with lumber and broad building materials use 444110. Hardware wholesalers use 423710. The closest alternatives are 444110 (home centers) and 423710 (hardware merchant wholesalers). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.
What is the SBA size standard for 444140?
The SBA size standard for 444140 is $17M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A hardware store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
How do independent hardware stores finance inventory?
Members of hardware cooperatives use the co op's dating and credit programs, plus a bank line of credit. SBA 7(a) loans fund buying a store or its building. Lenders look closely at inventory aging, since hardware stores carry many slow moving items.
What does NAICS 444140 cover?
Hardware retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 444 Building material and garden equipment and supplies dealers, 4441 Building material and supplies dealers, 44414 Hardware retailers.
What financing do NAICS 444140 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 444140?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.