Powered by LevrNAICS 444240: Nursery, garden center, and farm supply retailers
NAICS 444240 is the industry code for nursery, garden center, and farm supply retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 444240 covers
Nursery, garden center and farm supply retailers sell plants, trees, seeds, soil, fertilizer and garden supplies, and include farm and ranch supply stores.
New code in NAICS 2022, replacing 444220.
Included in this code
- Retail nurseries and garden centers
- Farm and ranch supply stores
- Feed stores
- Lawn and garden supply stores
Not this code
- Growing nursery stock: see 111421 Nursery and tree production
- Farm supply wholesale: see 424910 Farm supplies merchant wholesalers
- Landscaping services: see 561730 Landscaping services
Businesses that use 444240
Financing for this trade
Garden centers use seasonal lines, inventory financing and SBA loans for land and greenhouses. Lenders look at spring concentration of sales.
Apply for funding with AIIs 444240 the right code for a garden center?
Yes, if you sell plants, garden supplies or farm and ranch supplies at retail, including feed stores. Growers selling mostly wholesale use 111421. Landscapers use 561730. If your work overlaps, also read the definitions for 424910 (farm supplies merchant wholesalers) and 111421 (nursery and tree production), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 444240?
The SBA size standard for 444240 is $22M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A garden center at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do garden centers use?
Spring brings most sales, so seasonal lines fund inventory buys. Greenhouses and land use SBA 504 or real estate loans, and delivery trucks and loaders use equipment loans. Lenders look at sales by month, shrink and plant loss. Businesses within the $22M SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.
What does NAICS 444240 cover?
Nursery, garden center, and farm supply retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 444 Building material and garden equipment and supplies dealers, 4442 Lawn and garden equipment and supplies retailers, 44424 Nursery, garden center, and farm supply retailers.
What financing do NAICS 444240 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 444240?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.