Powered by LevrNAICS 445230: Fruit and vegetable retailers
NAICS 445230 is the industry code for fruit and vegetable retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 445230 covers
Fruit and vegetable retailers sell fresh fruits and vegetables from stores, stands and markets. Year round produce stores and permanent fruit stands are typical.
NAICS 2022 renamed this code from Fruit and Vegetable Markets to Fruit and Vegetable Retailers.
Included in this code
- Produce markets
- Fruit stands
- Vegetable markets
- Farm stands run as a retail business
Not this code
- Produce wholesale: see 424480 Fresh fruit and vegetable merchant wholesalers
- Supermarkets: see 445110 Supermarkets and other grocery retailers (except convenience retailers)
- Farms selling their own crops: see 111219 Other vegetable (except potato) and melon farming
Businesses that use 445230
Financing for this trade
Produce stores use small equipment loans for coolers and display cases and lines of credit for inventory. Lenders look at spoilage, seasonality and lease terms.
Apply for funding with AIIs 445230 the right code for a produce market?
Yes, if you run a store or stand that mainly sells fresh fruits and vegetables to the public. Farms selling their own crops at a stand usually keep their farm code. Distributors selling to restaurants use 424480. If your work overlaps, also read the definitions for 424480 (fresh fruit and vegetable merchant wholesalers) and 445110 (supermarkets and other grocery retailers), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 445230?
The SBA size standard for 445230 is $9M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A produce market at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing helps a produce market?
Walk in coolers, display cases and delivery vans are financed with equipment loans. SBA microloans or 7(a) loans can fund buildouts. A small line covers seasonal inventory. Lenders review spoilage controls, foot traffic and lease terms. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.
What does NAICS 445230 cover?
Fruit and vegetable retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 445 Food and beverage retailers, 4452 Specialty food retailers, 44523 Fruit and vegetable retailers.
What financing do NAICS 445230 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 445230?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.