Powered by LevrNAICS 449110: Furniture retailers
NAICS 449110 is the industry code for furniture retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 449110 covers
Furniture retailers sell household and office furniture, mattresses and outdoor furniture from showrooms or online. Mattress specialty stores are included.
New code in NAICS 2022, replacing 442110 and adding online furniture sellers from 454110.
Included in this code
- Furniture stores
- Mattress stores
- Office furniture retail
- Patio furniture stores
- Online furniture retailers
Not this code
- Furniture manufacturing: see 337122 Nonupholstered wood household furniture manufacturing
- Used furniture stores: see 459510 Used merchandise retailers
- Furniture wholesale: see 423210 Furniture merchant wholesalers
Businesses that use 449110
Financing for this trade
Furniture stores use inventory lines, consumer financing partnerships and SBA loans for showrooms. Lenders look at inventory turns, delivery costs and floor plan exposure.
Apply for funding with AIIs 449110 the right code for a furniture store?
Yes, if you sell furniture or mattresses to the public, whether from a showroom or online. If you build custom furniture in your own shop, use 337 codes. Used furniture stores use 459510. Owners in this trade most often weigh it against 449129 (all other home furnishings retailers) and 459510 (used merchandise retailers). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.
What is the SBA size standard for 449110?
The SBA size standard for 449110 is $25M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A furniture store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do furniture stores use?
Inventory lines and supplier terms carry showroom stock, while consumer financing partners let customers pay over time. SBA 7(a) and 504 loans fund showroom buildouts and buildings. Delivery trucks use vehicle loans. Lenders watch inventory turns and custom order deposits.
What does NAICS 449110 cover?
Furniture retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 449 Furniture, home furnishings, electronics, and appliance retailers, 4491 Furniture and home furnishings retailers, 44911 Furniture retailers.
What financing do NAICS 449110 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 449110?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.