Powered by LevrNAICS 449121: Floor covering retailers
NAICS 449121 is the industry code for floor covering retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 449121 covers
Floor covering retailers sell carpet, rugs, vinyl, hardwood, tile and other flooring, often with installation. Most sell to homeowners and arrange installation through crews or subcontractors.
New code in NAICS 2022, replacing 442210.
Included in this code
- Carpet stores
- Rug stores
- Hardwood and vinyl flooring stores
- Tile showrooms selling flooring
Not this code
- Flooring contractors: see 238330 Flooring contractors
- Floor covering wholesale: see 423220 Home furnishing merchant wholesalers
- Building material dealers: see 444180 Other building material dealers
Businesses that use 449121
Financing for this trade
Flooring stores use lines of credit, consumer financing programs and SBA loans for showrooms. Lenders look at installation subcontractor management and job deposits.
Apply for funding with AIIs 449121 the right code for a flooring store?
Yes, if most revenue comes from selling flooring products at retail, even if you arrange installation. If installation labor is the main business, use 238330. Wholesalers selling to contractors use 423220. If your work overlaps, also read the definitions for 238330 (flooring contractors) and 423220 (home furnishing merchant wholesalers), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 449121?
The SBA size standard for 449121 is $9M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A flooring store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing helps a flooring store?
A line of credit covers inventory and job costs before customers pay, and consumer financing partners boost ticket sizes. SBA 7(a) loans fund showrooms. Lenders look at deposits, job margins and how installers are paid. Most lenders want two years of tax returns, year to date financial statements and a current debt schedule, and they size payments so cash flow covers debt service comfortably.
What does NAICS 449121 cover?
Floor covering retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 449 Furniture, home furnishings, electronics, and appliance retailers, 4491 Furniture and home furnishings retailers, 44912 Home furnishings retailers.
What financing do NAICS 449121 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 449121?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.