Powered by LevrNAICS 449210: Electronics and appliance retailers
NAICS 449210 is the industry code for electronics and appliance retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 449210 covers
Electronics and appliance retailers sell TVs, computers, phones, cameras, audio equipment and household appliances, with installation and repair often included.
New code in NAICS 2022, combining household appliance stores (443141) and electronics stores (443142).
Included in this code
- Appliance stores
- Consumer electronics stores
- Computer and phone stores
- Camera stores
- Online electronics retailers
Not this code
- Electronics repair: see 811210 Electronic and precision equipment repair and maintenance
- Cell phone carrier stores operated by carriers: see 517112 Wireless telecommunications carriers (except satellite)
- Appliance repair: see 811412 Appliance repair and maintenance
Businesses that use 449210
Financing for this trade
Appliance and electronics retailers use floor plan financing, consumer financing partnerships and inventory lines. Lenders look at obsolescence and manufacturer agreements.
Apply for funding with AIIs 449210 the right code for an electronics and appliance store?
Yes, if you sell household appliances, TVs, computers or other consumer electronics to the public in stores or online. Repair focused shops use 811 codes. Independent wireless dealers acting as agents for carriers use 517122. The closest alternatives are 811210 (electronic and precision equipment repair and maintenance) and 811412 (appliance repair and maintenance). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.
What is the SBA size standard for 449210?
The SBA size standard for 449210 is $40M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. An electronics and appliance store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do appliance and electronics stores use?
Manufacturer floor plan programs and inventory lines carry stock, and consumer financing partners let customers pay over time. Delivery trucks use vehicle loans. Lenders watch inventory obsolescence, especially for electronics, and manufacturer dealer agreements. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.
What does NAICS 449210 cover?
Electronics and appliance retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 449 Furniture, home furnishings, electronics, and appliance retailers, 4492 Electronics and appliance retailers, 44921 Electronics and appliance retailers.
What financing do NAICS 449210 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 449210?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.