Powered by LevrNAICS 456130: Optical goods retailers
NAICS 456130 is the industry code for optical goods retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 456130 covers
Optical goods retailers sell eyeglasses, contact lenses and sunglasses, often grinding lenses to prescription. Many have an optician on staff to fit frames and lenses.
New code in NAICS 2022, replacing 446130.
Included in this code
- Optical stores
- Eyeglass retailers
- Contact lens retailers
- Online eyewear sellers
Not this code
- Offices of optometrists: see 621320 Offices of optometrists
- Ophthalmic goods manufacturing: see 339115 Ophthalmic goods manufacturing
- Ophthalmic goods wholesale: see 423460 Ophthalmic goods merchant wholesalers
Businesses that use 456130
Financing for this trade
Optical retailers finance edging equipment and buildouts with equipment and SBA loans. Lenders review insurance reimbursement mix.
Apply for funding with AIIs 456130 the right code for an optical store?
Yes, if most revenue comes from selling eyeglasses, contacts or sunglasses rather than eye exams. Optometry practices whose revenue is mainly exams use 621320. Eyewear manufacturers use 339115. Owners in this trade most often weigh it against 621320 (offices of optometrists) and 339115 (ophthalmic goods manufacturing). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.
What is the SBA size standard for 456130?
The SBA size standard for 456130 is $30M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. An optical store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing helps an optical store?
Lens edging equipment and frame displays are financed with equipment loans, while SBA 7(a) loans fund buildouts and practice purchases. Lenders look at frame inventory, vision plan reimbursements and lease terms. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.
What does NAICS 456130 cover?
Optical goods retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 456 Health and personal care retailers, 4561 Health and personal care retailers, 45613 Optical goods retailers.
What financing do NAICS 456130 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 456130?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.