Powered by LevrNAICS 458310: Jewelry retailers
NAICS 458310 is the industry code for jewelry retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 458310 covers
Jewelry retailers sell new jewelry, watches, gemstones and precious metal items, often with repair and custom design.
New code in NAICS 2022, replacing 448310.
Included in this code
- Jewelry stores
- Watch retailers
- Custom jewelry shops that sell retail
- Online jewelry retailers
Not this code
- Jewelry wholesale: see 423940 Jewelry, watch, precious stone, and precious metal merchant wholesalers
- Jewelry manufacturing: see 339910 Jewelry and silverware manufacturing
- Pawn shops: see 522299 International, secondary market, and all other nondepository credit intermediation
Businesses that use 458310
Financing for this trade
Jewelers use inventory lines, memo programs from suppliers, consumer financing partners and SBA loans. Lenders review inventory appraisal, insurance and security.
Apply for funding with AIIs 458310 the right code for a jewelry store?
Yes, if you sell jewelry, watches or gemstones to the public. If you mainly make jewelry for sale to retailers, use 339910, and if you sell wholesale, use 423940. Pawn shops whose revenue is mostly lending use 522299. If your work overlaps, also read the definitions for 423940 (jewelry, watch, precious stone, and precious metal merchant wholesalers) and 339910 (jewelry and silverware manufacturing), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 458310?
The SBA size standard for 458310 is $21M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A jewelry store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do jewelry stores use?
Inventory lines and supplier memo or consignment programs keep cases full, while consumer financing partners help customers buy big ticket pieces. SBA 7(a) loans fund buyouts and buildouts. Lenders want inventory appraisals, insurance coverage and security controls. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.
What does NAICS 458310 cover?
Jewelry retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 458 Clothing, clothing accessories, shoe, and jewelry retailers, 4583 Jewelry, luggage, and leather goods retailers, 45831 Jewelry retailers.
What financing do NAICS 458310 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 458310?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.