NAICS 459920: Art dealers
NAICS 459920 is the industry code for art dealers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 459920 covers
Art dealers sell original and limited edition art, such as paintings, sculpture and prints, from galleries or online.
New code in NAICS 2022, replacing 453920.
Included in this code
- Art galleries selling work
- Art dealers
- Online art sellers
Not this code
- Artists selling their own work: see 711510 Independent artists, writers, and performers
- Picture frame shops: see 449129 All other home furnishings retailers
- Auction houses: see 425120 Wholesale trade agents and brokers
Businesses that use 459920
Financing for this trade
Art dealers use lines of credit, art secured loans from specialty lenders and SBA loans for galleries. Lenders look at appraisals and provenance.
Apply for funding with AIIs 459920 the right code for an art gallery?
Yes, if you sell original artwork or limited edition prints as a gallery or dealer. Artists selling their own work use 711510. Picture framing shops generally use home furnishings codes. The closest alternatives are 711510 (independent artists, writers, and performers) and 459420 (gift, novelty, and souvenir retailers). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.
What is the SBA size standard for 459920?
The SBA size standard for 459920 is $17M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. An art gallery at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do art galleries use?
Galleries use lines of credit and SBA 7(a) loans for space. Dealers who own inventory can use specialty art secured loans backed by appraisals. Lenders look at provenance, insurance and consignment agreements. Businesses within the $17M SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.
What does NAICS 459920 cover?
Art dealers. Industry level code in NAICS 2022, under 44-45 Retail trade, 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers, 4599 Other miscellaneous retailers, 45992 Art dealers.
What financing do NAICS 459920 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 459920?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.