Powered by LevrNAICS 459999: All other miscellaneous retailers
NAICS 459999 is the industry code for all other miscellaneous retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.
What 459999 covers
This catch all code covers retailers not classified elsewhere, such as cannabis dispensaries, monument dealers, swimming pool stores, auction houses selling to consumers and religious goods stores.
New code in NAICS 2022, replacing 453998.
Included in this code
- Cannabis dispensaries
- Monument and tombstone dealers
- Religious goods stores
- Hot tub and spa stores
- Coin and stamp dealers
- Online retailers of miscellaneous goods
Not this code
- Used goods stores: see 459510 Used merchandise retailers
- Gift shops: see 459420 Gift, novelty, and souvenir retailers
- Tobacco shops: see 459991 Tobacco, electronic cigarette, and other smoking supplies retailers
Businesses that use 459999
Financing for this trade
Financing varies: hot tub and spa stores use floor plan lines, while cannabis dispensaries rely on private and specialty lenders because federal law limits banks. Lenders look at licensing and inventory.
Apply for funding with AIIs 459999 the right code for a miscellaneous retailer?
Yes, if your products do not fit a more specific retail code, such as cannabis dispensaries, monument dealers, coin shops or spa stores. Check the specific 44 and 45 retail codes first. If your work overlaps, also read the definitions for 459420 (gift, novelty, and souvenir retailers) and 459510 (used merchandise retailers), then choose the code that matches your largest source of revenue.
What is the SBA size standard for 459999?
The SBA size standard for 459999 is $12M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A miscellaneous retailer at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
What financing do cannabis dispensaries and specialty retailers use?
Cannabis businesses are not eligible for SBA loans and rely on specialty lenders, equipment leasing and real estate sale leasebacks. Other specialty retailers use SBA 7(a) loans, floor plan programs and lines of credit. Lenders look at licensing and cash controls.
What does NAICS 459999 cover?
All other miscellaneous retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers, 4599 Other miscellaneous retailers, 45999 All other miscellaneous retailers.
What financing do NAICS 459999 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 459999?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.