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NAICS 483212, industry

NAICS 483212: Inland water passenger transportation

NAICS 483212 is the industry code for inland water passenger transportation. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.

What 483212 covers

Inland water passenger carriers operate ferries and passenger boats on rivers, lakes and canals other than the Great Lakes.

Included in this code

  • River ferries
  • Lake ferries
  • Water taxis on inland waters

Businesses that use 483212

River ferryLake water taxi service

Financing for this trade

Operators finance vessels with marine loans and public grants. Lenders look at ridership and public contracts.

Apply for funding with AI

Is 483212 the right code for a river ferry operator?

Yes, if you carry passengers on rivers, lakes or canals as transportation. Sightseeing cruises use 487210, and coastal ferries use 483114. The closest alternatives are 483114 (coastal and Great Lakes passenger transportation) and 487210 (scenic and sightseeing transportation, water). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.

What is the SBA size standard for 483212?

The SBA size standard for 483212 is 550 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A river ferry operator under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What financing do river ferries and water taxis use?

Vessels are financed with marine loans and, for public routes, federal and state ferry grants. Lenders look at ridership, public subsidy contracts and vessel maintenance costs. Businesses within the 550 employees SBA size standard can also use SBA 7(a) loans of up to $5 million for working capital, equipment or a buyout, and SBA 504 loans for owner occupied buildings.

What does NAICS 483212 cover?

Inland water passenger transportation. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 483 Water transportation, 4832 Inland water transportation, 48321 Inland water transportation.

What financing do NAICS 483212 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 483212?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.