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NAICS 484220, industry

NAICS 484220: Specialized freight (except used goods) trucking, local

NAICS 484220 is the industry code for specialized freight (except used goods) trucking, local. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.

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What 484220 covers

Local specialized freight carriers haul freight that needs special equipment within a local area, such as dump trucks, tanker trucks, car carriers, livestock haulers, logging trucks and hazardous materials haulers.

Included in this code

  • Dump truck hauling
  • Local tanker trucking
  • Local hazardous materials hauling
  • Log hauling
  • Roll off and heavy haul trucking

Not this code

Businesses that use 484220

Dump truck companyFuel tanker haulerLog truck operatorHeavy equipment hauler

Financing for this trade

Specialized local haulers use dump truck, tanker and lowboy loans and leases, factoring for contractor receivables and lines of credit. Lenders look at contract backlog, seasonality and safety.

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Is 484220 the right code for a dump truck and specialized local hauler?

Yes, if you haul dirt, gravel, logs, liquids, hazardous materials or other loads needing special trucks within a local area. Trash and recycling collection uses 562111, and long distance specialized hauling uses 484230. The closest alternatives are 484230 (specialized freight trucking, long distance) and 484110 (general freight trucking, local). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.

What is the SBA size standard for 484220?

The SBA size standard for 484220 is $34M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A dump truck and specialized local hauler at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.

What financing do dump truck companies use?

Dump trucks and trailers are financed with equipment loans and leases, often with a down payment of 10 to 20 percent. Contractors may pay slowly, so factoring or lines of credit cover payroll and fuel. Lenders look at contracts, seasonality and the age of trucks.

What does NAICS 484220 cover?

Specialized freight (except used goods) trucking, local. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 484 Truck transportation, 4842 Specialized freight trucking, 48422 Specialized freight (except used goods) trucking, local.

What financing do NAICS 484220 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 484220?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.