NAICS 485410: School and employee bus transportation
NAICS 485410 is the industry code for school and employee bus transportation. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.
What 485410 covers
School and employee bus transportation companies run buses carrying students and employees to school or work.
Included in this code
- School bus contractors
- Employee shuttle buses
- Student transportation services
Not this code
- Urban transit: see 485113 Bus and other motor vehicle transit systems
- Charter buses: see 485510 Charter bus industry
- Special needs transportation: see 485991 Special needs transportation
Businesses that use 485410
Financing for this trade
School bus contractors finance fleets with equipment loans and leases backed by district contracts. Lenders review contract terms and renewal history.
Apply for funding with AIIs 485410 the right code for a school bus company?
Yes, if you transport students or employees under contract with schools or employers. Charter trips use 485510, and paratransit uses 485991. Owners in this trade most often weigh it against 485113 (bus and other motor vehicle transit systems) and 485510 (charter bus industry). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.
What is the SBA size standard for 485410?
The SBA size standard for 485410 is $30M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A school bus company at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.
How do school bus contractors finance buses?
Buses are financed with equipment loans and leases matched to district contract terms, and electric buses may qualify for federal and state grants. Lenders review district contracts, renewal history and fleet maintenance. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.
What does NAICS 485410 cover?
School and employee bus transportation. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 485 Transit and ground passenger transportation, 4854 School and employee bus transportation, 48541 School and employee bus transportation.
What financing do NAICS 485410 businesses use?
Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 485410?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.