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NAICS 488410, industry

NAICS 488410: Motor vehicle towing

NAICS 488410 is the industry code for motor vehicle towing. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.

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What 488410 covers

Motor vehicle towing companies tow light and heavy vehicles, including roadside recovery, impounds and accident towing.

Included in this code

  • Light duty towing
  • Heavy duty towing and recovery
  • Roadside assistance
  • Impound towing

Not this code

Businesses that use 488410

Tow truck companyHeavy wrecker serviceImpound lot operator

Financing for this trade

Towing companies finance wreckers and rollbacks with equipment loans and use SBA loans for impound lots. Lenders look at police rotation contracts and motor club income.

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Is 488410 the right code for a towing company?

Yes, if most revenue comes from towing vehicles, roadside service or impound. Repair shops with a tow truck use 811111 if repair is the main business. Owners in this trade most often weigh it against 488490 (other support activities for road transportation) and 811111 (general automotive repair). The right choice is the activity that brings in the most revenue, used the same way on tax returns and loan applications.

What is the SBA size standard for 488410?

The SBA size standard for 488410 is $9M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. A towing company at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.

What financing do towing companies use?

Rollbacks, wreckers and rotators are financed with equipment loans and leases, and impound lots with SBA 7(a) or 504 loans. Motor club receivables can be factored. Lenders look at police and motor club contracts and truck age. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.

What does NAICS 488410 cover?

Motor vehicle towing. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 488 Support activities for transportation, 4884 Support activities for road transportation, 48841 Motor vehicle towing.

What financing do NAICS 488410 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 488410?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.