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NAICS 492110, industry

NAICS 492110: Couriers and express delivery services

NAICS 492110 is the industry code for couriers and express delivery services. Use it on loan applications, tax forms and registrations. Explore financing for trucking and logistics and start your application when you are ready.

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What 492110 covers

Couriers and express delivery services deliver parcels and documents across regions or nationally, often through hub networks, including delivery service partners for large carriers.

Included in this code

  • Express parcel delivery
  • Courier networks
  • Delivery service partners for national carriers
  • Air courier services

Not this code

Businesses that use 492110

Delivery service partnerRegional parcel carrierExpress courier

Financing for this trade

Courier companies finance vans and trucks with vehicle loans and leases and use receivables lines. Lenders review contracts with national carriers.

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Is 492110 the right code for a courier company?

Yes, if you deliver parcels or documents using a regional or national network, including contractors delivering for national carriers. Local same day messengers use 492210. The closest alternatives are 492210 (local messengers and local delivery) and 484110 (general freight trucking, local). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.

What is the SBA size standard for 492110?

The SBA size standard for 492110 is 1,500 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A courier company under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What financing do delivery service partners use?

Vans are financed with vehicle loans or leases, often through programs tied to the carrier. Lines of credit cover payroll between contract payments. Lenders review the carrier contract, route profitability and driver turnover. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.

What does NAICS 492110 cover?

Couriers and express delivery services. Industry level code in NAICS 2022, under 48-49 Transportation and warehousing, 492 Couriers and messengers, 4921 Couriers and express delivery services, 49211 Couriers and express delivery services.

What financing do NAICS 492110 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for trucking and logistics businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 492110?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.