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NAICS 722320, industry

NAICS 722320: Caterers

NAICS 722320 is the industry code for caterers. Use it on loan applications, tax forms and registrations. Explore financing for restaurants and start your application when you are ready.

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What 722320 covers

Caterers prepare and serve food for events such as weddings, corporate functions and parties, either at the event site or from their own kitchen. Banquet halls with catering also fit here.

Included in this code

  • Event and wedding catering
  • Corporate catering
  • Banquet halls with catering
  • Drop off catering
  • Off premise catering

Not this code

Businesses that use 722320

Wedding catererCorporate lunch catererBanquet hall

Financing for this trade

Caterers finance kitchen equipment, vans and event rental inventory with equipment and vehicle loans, buildings with SBA 504 or 7(a) loans, and use lines of credit. Lenders look at event bookings, deposits, seasonality and repeat corporate clients.

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Is 722320 the right code for a catering company?

Yes, if your main business is preparing and serving food for events, including banquet halls that provide catering. Restaurants that cater occasionally use 722511. Food trucks use 722330. Contract cafeterias at client sites use 722310. Drop off corporate caterers also belong here.

What is the SBA size standard for 722320?

SBA sets the size standard for 722320 at $9 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Caterers at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent caterers fall well inside the limit, so size is rarely what decides an SBA application.

What financing do catering companies use?

Caterers often use equipment loans for commercial kitchens and event equipment, vehicle loans for vans, and SBA 7(a) loans for buildouts. A line of credit smooths seasonal swings. Lenders look at booked events, deposits, repeat clients and food cost control.

What does NAICS 722320 cover?

Caterers. Industry level code in NAICS 2022, under 72 Accommodation and food services, 722 Food services and drinking places, 7223 Special food services, 72232 Caterers.

What financing do NAICS 722320 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for restaurants businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 722320?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.