Skip to content
Log in Apply
NAICS 722513, industry

NAICS 722513: Limited-Service restaurants

NAICS 722513 is the industry code for limited-service restaurants. Use it on loan applications, tax forms and registrations. Explore financing for restaurants and start your application when you are ready.

Apply for funding with AI
Explore business financing for restaurants

What 722513 covers

Limited service restaurants serve guests who order and pay at a counter, drive through or online before eating, such as fast food, fast casual, pizza delivery and takeout restaurants.

Included in this code

  • Fast food restaurants
  • Fast casual restaurants
  • Pizza delivery and carryout
  • Drive through restaurants
  • Sandwich and sub shops
  • Takeout only and ghost kitchens
  • Franchise quick service chains

Not this code

Businesses that use 722513

Burger franchiseFast casual bowl restaurantPizza carryoutSandwich shop

Financing for this trade

Quick service operators are frequent SBA 7(a) borrowers for franchise fees, buildouts and multi unit acquisitions, use SBA 504 or sale leasebacks for real estate, and equipment loans for fryers, ovens and POS systems. Lenders look at franchise brand performance, unit level sales, royalties and the operator's track record.

Apply for funding with AI

Is 722513 the right code for a fast food or counter service restaurant?

Yes, if guests order and pay before eating, at a counter, drive through, kiosk or online. Fast food, fast casual, pizza carryout, sandwich shops and ghost kitchens all fit 722513. If you mainly sell coffee, ice cream, smoothies or donuts, 722515 is closer. Restaurants with table service where guests pay after eating use 722511.

What is the SBA size standard for 722513?

SBA sets the size standard for 722513 at $13.5 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Limited service restaurants at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent limited service restaurants fall well inside the limit, so size is rarely what decides an SBA application.

How do fast food franchisees finance new units?

Franchisees usually use SBA 7(a) loans for franchise fees, buildouts and equipment, or conventional franchise loans for established brands. Real estate is financed with SBA 504 or sale leasebacks. Lenders look at the brand's unit economics, the franchisee's experience, existing unit performance and the lease or land deal.

What does NAICS 722513 cover?

Limited-Service restaurants. Industry level code in NAICS 2022, under 72 Accommodation and food services, 722 Food services and drinking places, 7225 Restaurants and other eating places, 72251 Restaurants and other eating places.

What financing do NAICS 722513 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for restaurants businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 722513?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.