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NAICS 811490, industry

NAICS 811490: Other personal and household goods repair and maintenance

NAICS 811490 is the industry code for other personal and household goods repair and maintenance. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 811490 covers

This catchall covers repair of personal and household goods not classified elsewhere, such as tailoring and alterations, jewelry and watch repair, bicycle repair, boat repair, musical instrument repair and piano tuning.

Included in this code

  • Clothing alterations and tailoring
  • Jewelry and watch repair
  • Bicycle repair
  • Pleasure boat repair
  • Musical instrument repair and piano tuning
  • Key duplication
  • Sewing machine repair

Not this code

Businesses that use 811490

Alterations shopWatch repair shopBoat repair yardBike repair shop

Financing for this trade

Repair shops here use SBA microloans and 7(a) loans, equipment loans for tools and boat lifts, and small lines of credit. Lenders look at repeat customers and owner credit.

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Is 811490 the right code for a personal or household goods repair shop not covered elsewhere?

Yes, if you repair personal or household goods not covered elsewhere, such as clothing alterations, jewelry and watches, bicycles, boats or musical instruments. Shoe repair uses 811430 and furniture repair uses 811420. Piano tuners and sewing machine repair shops fit here too.

What is the SBA size standard for 811490?

SBA sets the size standard for 811490 at $9 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Other personal and household goods repair shops at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent other personal and household goods repair shops fall well inside the limit, so size is rarely what decides an SBA application.

What financing do boat and bike repair shops use?

Boat repair yards use equipment loans for travel lifts and forklifts and SBA 504 for property, while smaller shops use SBA microloans and lines of credit for parts. Lenders look at repeat customers, seasonality and the owner's credit. Seasonal lines help too.

What does NAICS 811490 cover?

Other personal and household goods repair and maintenance. Industry level code in NAICS 2022, under 81 Other services (except public administration), 811 Repair and maintenance, 8114 Personal and household goods repair and maintenance, 81149 Other personal and household goods repair and maintenance.

What financing do NAICS 811490 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 811490?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.