Skip to content
Log in Apply
NAICS 813110, industry

NAICS 813110: Religious organizations

NAICS 813110 is the industry code for religious organizations. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

Apply for funding with AI

What 813110 covers

Religious organizations operate places of worship and conduct religious services and activities, including churches, synagogues, mosques, temples and monasteries.

Included in this code

  • Churches
  • Synagogues
  • Mosques
  • Temples
  • Monasteries and convents
  • Religious ministries

Not this code

Businesses that use 813110

Local churchSynagogueMosqueMissionary organization

Financing for this trade

Congregations finance buildings with church loans from banks, credit unions and church bond programs, and use construction loans for expansions. Lenders look at giving history, membership trends, debt per member and reserves.

Apply for funding with AI

Is 813110 the right code for a church or religious organization?

Yes, if you operate a place of worship or conduct religious services and ministries. Religious day schools use 611110. Faith based charities mainly providing social services use 624190 or a related code. Seminaries use 611310. Monasteries, convents and missionary ministries also fit under 813110.

What is the SBA size standard for 813110?

SBA sets the size standard for 813110 at $13 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Religious organizations at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent religious organizations fall well inside the limit, so size is rarely what decides an SBA application.

How do churches finance buildings?

Churches commonly use mortgages from banks and credit unions that specialize in church lending, construction loans for expansions, and sometimes church bond programs. Lenders look at three years of giving history, attendance trends, debt per member and cash reserves. Church bond programs exist too.

What does NAICS 813110 cover?

Religious organizations. Industry level code in NAICS 2022, under 81 Other services (except public administration), 813 Religious, grantmaking, civic, professional, and similar organizations, 8131 Religious organizations, 81311 Religious organizations.

What financing do NAICS 813110 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 813110?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.