Skip to content
Log in Apply
NAICS 813910, industry

NAICS 813910: Business associations

NAICS 813910 is the industry code for business associations. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

Apply for funding with AI

What 813910 covers

Business associations promote the business interests of members, such as chambers of commerce, trade associations, industry groups and real estate boards.

Included in this code

  • Chambers of commerce
  • Trade associations
  • Industry associations
  • Real estate boards
  • Better business bureaus
  • Merchants' associations

Not this code

Businesses that use 813910

Local chamber of commerceNational trade associationIndustry group

Financing for this trade

Associations use lines of credit to bridge dues and event revenue timing and mortgages for headquarters buildings. Lenders look at dues revenue, event income and reserves.

Apply for funding with AI

Is 813910 the right code for a business association or chamber of commerce?

Yes, if your organization's members are businesses and you promote their interests, such as chambers of commerce, trade associations and real estate boards. Associations whose members are individual professionals use 813920. Tourism bureaus use 561591. Downtown merchants associations fit here too.

What is the SBA size standard for 813910?

SBA sets the size standard for 813910 at $15.5 million in average annual receipts, averaged over the last five completed fiscal years and counting affiliates. Business associations at or under that figure qualify as small businesses for SBA 7(a) and 504 loans and for federal small business set asides. Most independent business associations fall well inside the limit, so size is rarely what decides an SBA application.

How do trade associations manage cash flow?

Dues and conference revenue are seasonal, so many associations keep a line of credit, and those owning a headquarters use a mortgage. Lenders look at membership retention, dues revenue, conference income and operating reserves. Sponsorship revenue from member companies also counts toward repayment ability.

What does NAICS 813910 cover?

Business associations. Industry level code in NAICS 2022, under 81 Other services (except public administration), 813 Religious, grantmaking, civic, professional, and similar organizations, 8139 Business, professional, labor, political, and similar organizations, 81391 Business associations.

What financing do NAICS 813910 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 813910?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.