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NAICS 921130, industry

NAICS 921130: Public finance activities

NAICS 921130 is the industry code for public finance activities. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 921130 covers

Public finance activities include government tax collection, treasury operations, budgeting, revenue departments and public debt management.

Included in this code

  • Tax collection agencies
  • Treasury and finance departments
  • Government budget offices
  • Assessors' offices
  • Public debt management

Not this code

Businesses that use 921130

County treasurerState revenue departmentCity assessor

Financing for this trade

Agencies under 921130 are funded by appropriations and pay for buildings and equipment through bonds and lease purchase agreements rather than business loans. Companies that sell to public finance agencies, such as tax software vendors, collection contractors and audit firms, use their own industry code and typically finance contracts with receivables lines, government contract factoring and SBA 7(a) loans.

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Is 921130 the right code for a government finance office?

Yes, if the establishment is a government office that collects taxes, manages public funds, prepares budgets or assesses property. Private tax preparers use 541213, and private firms collecting delinquent taxes on contract use 561440. Central banking belongs in 521110. Small businesses almost never use a 92 code, since sector 92 describes government itself rather than the companies that serve it.

Does 921130 have an SBA size standard?

No. Code 921130 covers government agencies, which are not businesses, so SBA does not set a size standard for it. A company that sells to public finance agencies is measured by the size standard of its own industry code, and that is the code to use on SBA loan applications and small business set aside bids.

How do businesses that sell to public finance agencies finance contracts?

Vendors to public finance agencies, such as tax software vendors, collection contractors and audit firms, usually use a line of credit or invoice factoring backed by government receivables, since agencies often pay on 30 to 60 day terms. Equipment loans and SBA 7(a) loans fund growth. Lenders look at the contract, the agency's payment record, bonding where required and the vendor's performance history.

What does NAICS 921130 cover?

Public finance activities. Industry level code in NAICS 2022, under 92 Public administration, 921 Executive, legislative, and other general government support, 9211 Executive, legislative, and other general government support, 92113 Public finance activities.

What financing do NAICS 921130 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 921130?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.