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NAICS 922160, industry

NAICS 922160: Fire protection

NAICS 922160 is the industry code for fire protection. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 922160 covers

Fire protection covers government and volunteer fire departments that fight fires and often provide emergency medical services and rescue.

Included in this code

  • Municipal fire departments
  • Volunteer fire companies
  • Fire districts
  • Forest fire protection run by government

Not this code

Businesses that use 922160

City fire departmentVolunteer fire companyFire protection district

Financing for this trade

Agencies under 922160 are funded by appropriations and pay for buildings and equipment through bonds and lease purchase agreements rather than business loans. Companies that sell to fire protection agencies, such as fire apparatus dealers, equipment suppliers and training firms, use their own industry code and typically finance contracts with receivables lines, government contract factoring and SBA 7(a) loans.

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Is 922160 the right code for a fire department?

Yes, if the establishment is a government or volunteer fire department or fire district. Private ambulance services use 621910, and private wildfire crews on contract use a service code. Many volunteer fire companies financing apparatus also fit here. Small businesses almost never use a 92 code, since sector 92 describes government itself rather than the companies that serve it.

Does 922160 have an SBA size standard?

No. Code 922160 covers government agencies, which are not businesses, so SBA does not set a size standard for it. A company that sells to fire protection agencies is measured by the size standard of its own industry code, and that is the code to use on SBA loan applications and small business set aside bids.

How do businesses that sell to fire protection agencies finance contracts?

Vendors to fire protection agencies, such as fire apparatus dealers, equipment suppliers and training firms, usually use a line of credit or invoice factoring backed by government receivables, since agencies often pay on 30 to 60 day terms. Equipment loans and SBA 7(a) loans fund growth. Lenders look at the contract, the agency's payment record, bonding where required and the vendor's performance history.

What does NAICS 922160 cover?

Fire protection. Industry level code in NAICS 2022, under 92 Public administration, 922 Justice, public order, and safety activities, 9221 Justice, public order, and safety activities, 92216 Fire protection.

What financing do NAICS 922160 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 922160?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.