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NAICS 236220, industry

NAICS 236220: Commercial and institutional building construction

NAICS 236220 is the industry code for commercial and institutional building construction. Use it on loan applications, tax forms and registrations. Explore financing for construction and start your application when you are ready.

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What 236220 covers

Businesses classified here build and renovate commercial and institutional buildings, such as offices, stores, schools, hospitals, hotels and warehouses, as general contractors or construction managers.

Included in this code

  • Office building construction
  • Retail and restaurant buildouts
  • School and hospital construction
  • Hotel construction
  • Commercial warehouse construction
  • Tenant improvement general contracting

Not this code

Businesses that use 236220

Tenant improvement contractorCommercial construction managerRestaurant buildout firm

Financing for this trade

Commercial contractors use working capital lines sized to backlog, invoice factoring and receivable financing on pay applications, equipment loans and SBA 7(a) loans, with bank lines that support surety bonding. Lenders look at work in progress schedules, retainage, bonding capacity and margin fade.

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Is 236220 the right code for a commercial general contractor?

Yes, if your business builds or renovates commercial or institutional buildings as general contractor. The code for industrial plant construction is 236210. Pick the code that matches the activity earning most of your revenue, and use that same code on your tax return, loan applications and SBA forms so lenders see one consistent picture.

What is the SBA size standard for 236220?

The SBA size standard for 236220 is $45 million in average annual receipts. A business at or under that figure, counting affiliates, is small for SBA loans such as 7(a) and 504 and for federal contracting set asides. Receipts are averaged over the five most recently completed fiscal years.

What financing do commercial general contractors use?

Commercial contractors use working capital lines sized to backlog, invoice factoring and receivable financing on pay applications, equipment loans and SBA 7(a) loans, with bank lines that support surety bonding. Lenders look at work in progress schedules, retainage, bonding capacity and margin fade. Lenders that already fund this trade move faster because they know how to read its cash cycle.

What does NAICS 236220 cover?

Commercial and institutional building construction. Industry level code in NAICS 2022, under 23 Construction, 236 Construction of buildings, 2362 Nonresidential building construction, 23622 Commercial and institutional building construction.

What financing do NAICS 236220 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for construction businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 236220?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.