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NAICS 423430, industry

NAICS 423430: Computer and computer peripheral equipment and software merchant wholesalers

NAICS 423430 is the industry code for computer and computer peripheral equipment and software merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 423430 covers

This code covers merchant wholesalers of computers, peripherals and packaged software, including value added resellers selling hardware to businesses and governments.

Included in this code

  • Computer and server distribution
  • Value added resellers
  • Peripheral equipment wholesaling
  • Packaged software distribution
  • Refurbished computer resellers

Not this code

Businesses that use 423430

Value added resellerRefurbished laptop wholesalerGovernment IT reseller

Financing for this trade

IT resellers use purchase order financing, flooring lines from distributors and receivables financing for government and corporate accounts. Lenders look at margins and customer concentration.

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Is 423430 the right code for a computer and software reseller?

Yes, if most revenue comes from reselling hardware and software to businesses or governments. If services and integration dominate, 541512 fits better. Computer stores serving consumers use retail codes. Lenders check that the code on your application matches your tax return, so settle on one and keep it consistent.

What is the SBA size standard for 423430?

Under 13 CFR 121.201, a business classified under NAICS 423430 is small if it averages no more than 250 employees, counting affiliates, over the prior 24 months. SBA uses that number for loan eligibility and federal agencies use it for small business set asides. A firm above it can still qualify for SBA 7(a) and 504 loans under the alternative standard of $15 million tangible net worth and $5 million average net income.

How do IT resellers finance large orders?

Resellers often use distributor flooring lines or purchase order financing to buy hardware for big orders, then wait on corporate or government payment, which receivables financing bridges. Lenders look at margins, customer credit and vendor certifications. A clean balance sheet and an up to date accounts receivable aging make the strongest case to any of these lenders.

What does NAICS 423430 cover?

Computer and computer peripheral equipment and software merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 423 Merchant wholesalers, durable goods, 4234 Professional and commercial equipment and supplies merchant wholesalers, 42343 Computer and computer peripheral equipment and software merchant wholesalers.

What financing do NAICS 423430 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 423430?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.