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NAICS 423850, industry

NAICS 423850: Service establishment equipment and supplies merchant wholesalers

NAICS 423850 is the industry code for service establishment equipment and supplies merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 423850 covers

Businesses here buy and resell equipment and supplies used by service businesses such as restaurants, salons, laundries, car washes and janitorial companies. They sell to the business that uses the gear, not to consumers, and often handle installation support and parts.

Included in this code

  • Commercial kitchen and restaurant equipment wholesale
  • Beauty and barber shop equipment and supplies
  • Janitorial equipment and cleaning supplies
  • Laundry and dry cleaning equipment
  • Car wash equipment
  • Vending machines and coin operated equipment

Not this code

Businesses that use 423850

Restaurant supply houseSalon equipment distributorJanitorial supply companyCommercial laundry equipment dealer

Financing for this trade

Distributors here lean on revolving lines of credit and inventory financing to stock equipment, plus accounts receivable financing or factoring for restaurant and facility customers on net 30 to 60 terms. Lenders look closely at inventory turns, aged receivables and how concentrated sales are with a few chain or contract customers.

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Is 423850 the right code for a restaurant equipment distributor?

Yes, if most of your revenue comes from selling equipment or supplies to service businesses, such as commercial kitchen gear to restaurants, chairs and dryers to salons, or chemicals and machines to janitorial firms. If you mainly repair that equipment, look at repair codes in 811, and if you sell to households, look at retail codes instead.

What is the SBA size standard for 423850?

The SBA size standard for 423850 is 125 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A restaurant equipment distributor under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

What financing do restaurant and janitorial supply distributors use?

Most use a revolving line of credit sized to receivables and inventory, sometimes as an asset based loan once sales pass a few million. Factoring helps when customers pay slowly. Warehouse expansions and delivery trucks are funded with SBA 7(a) loans or equipment and vehicle loans. Lenders want clean receivables agings, inventory reports and proof that no single customer dominates sales.

What does NAICS 423850 cover?

Service establishment equipment and supplies merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 423 Merchant wholesalers, durable goods, 4238 Machinery, equipment, and supplies merchant wholesalers, 42385 Service establishment equipment and supplies merchant wholesalers.

What financing do NAICS 423850 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 423850?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.