Powered by LevrNAICS 424130: Industrial and personal service paper merchant wholesalers
NAICS 424130 is the industry code for industrial and personal service paper merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.
What 424130 covers
Wholesalers here sell industrial and personal service paper: corrugated boxes, shipping supplies, paper bags, food service disposables, paper towels, tissue and similar items to businesses.
Included in this code
- Corrugated boxes and shipping supplies
- Paper and plastic food service disposables
- Paper towels, tissue and napkins wholesale
- Paper bags and wrapping paper
- Disposable plastic cups and plates
Not this code
- Printing and writing paper: see 424110 Printing and writing paper merchant wholesalers
- Janitorial equipment and chemicals: see 423850 Service establishment equipment and supplies merchant wholesalers
- Box manufacturing: see 322211 Corrugated and solid fiber box manufacturing
Businesses that use 424130
Financing for this trade
Packaging distributors fund growth with receivables lines, inventory loans and fleet financing for delivery trucks. Lenders focus on customer concentration among restaurants or manufacturers and on stable gross margins.
Apply for funding with AIIs 424130 the right code for a packaging and janitorial paper wholesaler?
Yes, if you mainly sell boxes, shipping supplies, food service disposables or paper towels and tissue to businesses. Cleaning chemicals and janitorial machines lean toward 423850, and printing paper goes to 424110. Plastic disposable cups and cutlery sold with paper goods also usually land here.
What is the SBA size standard for 424130?
The SBA size standard for 424130 is 150 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A packaging and janitorial paper wholesaler under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.
What financing do packaging distributors use?
Most run on a line of credit tied to receivables and inventory, because restaurants, warehouses and manufacturers buy on terms. Box trucks and forklifts are financed with equipment loans. Lenders want steady margins and diverse customers, since losing one large account can hit a thin margin business hard.
What does NAICS 424130 cover?
Industrial and personal service paper merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4241 Paper and paper product merchant wholesalers, 42413 Industrial and personal service paper merchant wholesalers.
What financing do NAICS 424130 businesses use?
Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 424130?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.