Powered by LevrNAICS 424110: Printing and writing paper merchant wholesalers
NAICS 424110 is the industry code for printing and writing paper merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.
What 424110 covers
Businesses here wholesale printing and writing paper such as copy paper, bond, coated paper and envelopes stock to printers, publishers and offices.
Included in this code
- Printing paper wholesale
- Writing paper and bond paper
- Fine and coated paper
- Paper in rolls and sheets for printers
Not this code
- Stationery and office supplies wholesale: see 424120 Stationery and office supplies merchant wholesalers
- Industrial paper and packaging wholesale: see 424130 Industrial and personal service paper merchant wholesalers
- Paper mills: see 322120 Paper mills
Businesses that use 424110
Financing for this trade
Paper merchants use asset based lines of credit secured by receivables and warehouse inventory, plus truck financing for delivery fleets. Lenders look at margins under mill price swings and the credit quality of printing customers.
Apply for funding with AIIs 424110 the right code for a paper wholesaler?
Yes, if you mainly resell printing and writing paper in bulk to commercial printers, publishers or large offices. Office supply distributors selling pens, files and copier toner use 424120, and packaging and janitorial paper goes under 424130. Paper mills that make the sheets use 322120.
What is the SBA size standard for 424110?
The SBA size standard for 424110 is 225 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. A paper wholesaler under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.
What financing do paper distributors use?
A receivables and inventory line of credit is the standard tool, because printing customers often pay on 30 to 60 day terms while mill invoices come due sooner. Delivery trucks are financed with equipment loans. Lenders watch gross margin, customer concentration and the health of the printing customers who owe you money.
What does NAICS 424110 cover?
Printing and writing paper merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4241 Paper and paper product merchant wholesalers, 42411 Printing and writing paper merchant wholesalers.
What financing do NAICS 424110 businesses use?
Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.
Where do I put NAICS 424110?
On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.