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NAICS 424120, industry

NAICS 424120: Stationery and office supplies merchant wholesalers

NAICS 424120 is the industry code for stationery and office supplies merchant wholesalers. Use it on loan applications, tax forms and registrations. Lenders price it on the business's own numbers rather than an industry program.

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What 424120 covers

This code covers wholesalers of stationery and office supplies such as pens, files, envelopes, toner, labels and school supplies. Customers are retailers, schools and businesses.

Included in this code

  • Office supplies wholesale
  • Stationery and greeting card wholesale
  • School supplies
  • Computer printer ink and toner wholesale
  • Business forms

Not this code

Businesses that use 424120

Office supply contract stationerToner and ink distributorSchool supply wholesaler

Financing for this trade

Office supply dealers use lines of credit and factoring for school districts, governments and corporate accounts that pay slowly, plus delivery vehicle loans. Lenders look at contract renewals, government receivables and thin margins.

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Is 424120 the right code for an office supply wholesaler?

Yes, if you sell office supplies, stationery, school supplies or printer consumables to businesses, schools or retailers, including contract stationers that deliver to offices. If you run a retail office supply store, use 459410. Office furniture and computers have their own wholesale codes.

What is the SBA size standard for 424120?

The SBA size standard for 424120 is 150 employees. SBA counts the average number of people on payroll, full time, part time and temporary, over the last 24 months, and adds in any affiliates. An office supply wholesaler under that headcount counts as small for SBA 7(a) and 504 loans and for federal small business contracts, whatever its revenue.

How do office supply dealers finance government contracts?

Government and school accounts often pay on 45 to 90 day terms, so dealers use receivables lines or factoring to bridge the gap. A larger contract may also need a purchase order facility. SBA 7(a) loans help buy out a retiring dealer. Lenders review contract terms, renewal history and margins.

What does NAICS 424120 cover?

Stationery and office supplies merchant wholesalers. Industry level code in NAICS 2022, under 42 Wholesale trade, 424 Merchant wholesalers, nondurable goods, 4241 Paper and paper product merchant wholesalers, 42412 Stationery and office supplies merchant wholesalers.

What financing do NAICS 424120 businesses use?

Term loans, lines of credit, SBA loans and working capital are the usual products. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 424120?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.