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NAICS 459410, industry

NAICS 459410: Office supplies and stationery retailers

NAICS 459410 is the industry code for office supplies and stationery retailers. Use it on loan applications, tax forms and registrations. Explore financing for retail and start your application when you are ready.

What 459410 covers

Office supplies and stationery retailers sell office supplies, school supplies, greeting cards and stationery. Greeting card shops and stationery boutiques are included.

New code in NAICS 2022, replacing 453210.

Included in this code

  • Office supply stores
  • Stationery stores
  • Greeting card shops

Businesses that use 459410

Stationery storeOffice supply store

Financing for this trade

These stores use inventory lines and SBA loans. Lenders look at margins and competition from online retailers.

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Is 459410 the right code for an office supply store?

Yes, if you sell office supplies, stationery or greeting cards to the public. Distributors delivering to businesses use 424120, and print and copy centers use 323111. The closest alternatives are 424120 (stationery and office supplies merchant wholesalers) and 459420 (gift, novelty, and souvenir retailers). Use whichever matches your largest revenue stream, and keep it consistent across tax filings, SBA forms and lender applications.

What is the SBA size standard for 459410?

The SBA size standard for 459410 is $40M in average annual receipts. SBA averages total gross receipts over the last five completed fiscal years and adds in any affiliates under common control. An office supply store at or below that figure counts as small for SBA 7(a) and 504 loans and for federal small business contracts.

What financing helps a stationery or office supply store?

Lines of credit carry inventory, especially before back to school season, and SBA 7(a) loans fund buildouts and purchases. Lenders look at margins, commercial account receivables and lease terms. Expect lenders to ask for receivables and payables agings, recent bank statements and a debt schedule, which also help a broker match the request to the right lender quickly.

What does NAICS 459410 cover?

Office supplies and stationery retailers. Industry level code in NAICS 2022, under 44-45 Retail trade, 459 Sporting goods, hobby, musical instrument, book, and miscellaneous retailers, 4594 Office supplies, stationery, and gift retailers, 45941 Office supplies and stationery retailers.

What financing do NAICS 459410 businesses use?

Equipment financing, working capital, SBA loans and invoice factoring are the products placed most for retail businesses. Start an application and the AI matches the deal to lenders that fund this code.

Where do I put NAICS 459410?

On the SBA loan application, on federal Schedule C or Form 1120, on SAM.gov and state registrations, and on most lender applications. A business can report more than one code; use this one if it describes what produces most of your revenue.